Vitals
  • Total Assets
    1.5B -8.5 %
  • Total Deposits
    1.3B -9.2 %
  • Total Net Loans
    954.6M 1.0 %
  • Net Income
    2.7M 10.5 %
  • Book Value
    184.1M 2.2 %
  • Book Value x2
    368.3M 2.2 %
  • Book Value x3
    552.4M 2.2 %
ROAA

.232

ROAE

2.003

Efficiency Ratio

89.493

Net Interest Margin

2.982

Balance Sheet Highlights
Financial Highlights Roma Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 1,537,587 900,827
Total Net Loans 954,571 549,144
Total Deposits 1,255,956 679,529
Total Equity 184,724 107,477
Profitability
Net Income 2,740 4,196
Return on Average Assets .232 .342
Return on Average Equity 2.003 3.076
Net Interest Margin 2.982 2.717
Efficiency Ratio 89.493 78.592
Noninterest Income/Revenue 9.187 8.976
Balance Sheet Ratios
Loan-to-Deposit 76.004 73.435
Securities/Assets .227 .262
Total Equity/Total Assets .12 .119
Tangible Equity/Tangible Assets .119 .114
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 177,322 98,068
Tier 2 Capital 7,841 5,596
Total Capital 185,163 103,648
Total Risk Weighted Assets 837,400 538,439
Leverage Ratio 11.59 11.343
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.18 24.255
Total Capital Ratio 22.11 25.194

Timeline for Roma Bank

Investors Bank

Roma Bank was acquired by Investors Bank 10 years

View Profile Dec 07 2013

Sterling Bank

Acquisition: Roma Bank acquired a new subsidiary, Sterling Bank, 13 years

View Profile Jul 17 2010

Roma Financial Corporation

Roma Financial Corporation became a new parent organization for Roma Bank.

View Profile Jan 07 2005

Roma Bank

Roma Bank was established 104 years ago and is currently headquartered in Robbinsville, NJ.

Jan 01 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Investors Bank Buyer 22,534,923 Acquisition Discontinued 12/7/2013
Sterling Bank Seller 357,218 Discontinued 7/17/2010
Relationships Role Relationship Start Relationship End
Roma Financial Corporation Parent 7/21/2011 12/6/2013
Roma Financial Corporation Parent 1/7/2005 7/20/2011
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