Roma Bank
Robbinsville, NJ — Domestic Branch of a Domestic Bank
Acquired Dec 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Roma Bank | All Insured Savings Banks in New Jersey |
Interest and Fees on Loans | 32,415 | 18,335 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 32,415 | 18,342 |
Investment Interest Income (TE) | 8,420 | 4,338 |
Total Interest Income (TE) | 41,094 | 22,980 |
Total Interest Expense | 7,979 | 5,022 |
Net Interest Income (TE) | 33,115 | 17,958 |
Non-Interest Income | 4,157 | 2,266 |
Adjusted Operating Income (TE) | 37,272 | 22,111 |
Non-interest Expense | 33,356 | 15,345 |
Provision for Loan & Lease Losses | -84 | 934 |
Pretax Operating Income (TE) | 4,000 | 6,078 |
Pretax Net Operating Income (TE) | 4,004 | 6,370 |
Applicable Income Taxes | 1,075 | 2,017 |
Net Operating Income | 2,768 | 4,197 |
Net Income | 2,740 | 4,196 |
Cash Dividends Declared | — | 987 |
Retained Earnings | 2,740 | 2,847 |