Vitals
  • Total Assets
    318.0M 6.9 %
  • Total Deposits
    250.4M 4.7 %
  • Total Net Loans
    184.0M 0.7 %
  • Net Income
    3.7M -0.4 %
  • Book Value
    28.2M 2.8 %
  • Book Value x2
    56.3M 2.8 %
  • Book Value x3
    84.5M 2.8 %
ROAA

1.188

ROAE

13.024

Efficiency Ratio

59.836

Net Interest Margin

3.096

Balance Sheet Highlights
Financial Highlights Riverhills Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 318,018 525,484
Total Net Loans 183,966 348,104
Total Deposits 250,396 440,088
Total Equity 28,164 60,485
Profitability
Net Income 3,691 5,177
Return on Average Assets 1.188 .911
Return on Average Equity 13.024 8.357
Net Interest Margin 3.096 3.971
Efficiency Ratio 59.836 70.327
Noninterest Income/Revenue 12.22 22.171
Balance Sheet Ratios
Loan-to-Deposit 73.47 71.665
Securities/Assets .247 .197
Total Equity/Total Assets .089 .115
Tangible Equity/Tangible Assets .089 .102
Capital Adequacy
Tier 1 Common Capital 28,469 52,498
Tier 1 Capital 28,469 52,598
Tier 2 Capital 2,420 3,510
Total Capital 30,889 56,103
Total Risk Weighted Assets 191,753 380,206
Leverage Ratio 8.92 10.71
Common Equity Tier 1 Capital Ratio 14.85 16.284
Tier 1 Capital Ratio 14.85 16.342
Total Capital Ratio 16.11 17.377

Timeline for Riverhills Bank

Unifirst Bank For Savings, A Federal Savings And Loan Association

Acquisition: Riverhills Bank acquired a new subsidiary, Unifirst Bank For Savings, A Federal Savings And Loan Association, 33 years

View Profile Jun 16 1990

Riverhills Capital Corporation

Riverhills Capital Corporation became a new parent organization for Riverhills Bank.

View Profile Dec 30 1981

Riverhills Bank

Riverhills Bank was established 134 years ago and is currently headquartered in Port Gibson, MS.

Feb 01 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Unifirst Bank For Savings, A Federal Savings And Loan Association Seller 607,253 Failure 6/16/1990
Relationships Role Relationship Start Relationship End
Riverhills Capital Corporation Parent 12/31/2002
Riverhills Capital Corporation Parent 6/1/1985 12/30/2002
Riverhills Capital Corporation Parent 8/1/1983 5/31/1985
Riverhills Capital Corporation Parent 12/30/1981 7/31/1983
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