Vitals
  • Total Assets
    315.6M -7.5 %
  • Total Deposits
    291.9M -7.8 %
  • Total Net Loans
    168.7M -7.4 %
  • Net Income
    367000.0000 849.0 %
  • Book Value
    7.9M -6.6 %
  • Book Value x2
    15.8M -6.6 %
  • Book Value x3
    23.7M -6.6 %
ROAA

.112

ROAE

3.942

Efficiency Ratio

99.306

Net Interest Margin

2.591

Balance Sheet Highlights
Financial Highlights Gwinnett Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 315,605 256,123
Total Net Loans 168,666 160,108
Total Deposits 291,891 221,413
Total Equity 7,902 27,434
Profitability
Net Income 367 2,812
Return on Average Assets .112 .99
Return on Average Equity 3.942 8.811
Net Interest Margin 2.591 4.031
Efficiency Ratio 99.306 72.067
Noninterest Income/Revenue 9.568 19.316
Balance Sheet Ratios
Loan-to-Deposit 57.784 70.662
Securities/Assets .249 .165
Total Equity/Total Assets .025 .107
Tangible Equity/Tangible Assets .025 .105
Capital Adequacy
Tier 1 Common Capital 9,442 26,376
Tier 1 Capital 9,442 26,452
Tier 2 Capital 2,859 1,919
Total Capital 12,301 28,453
Total Risk Weighted Assets 228,501 174,280
Leverage Ratio 2.95 10.62
Common Equity Tier 1 Capital Ratio 4.13 16.191
Tier 1 Capital Ratio 4.13 16.286
Total Capital Ratio 5.38 17.433

Timeline for Gwinnett Community Bank

Community Financial Holding Company, Inc.

Community Financial Holding Company, Inc. became a new parent organization for Gwinnett Community Bank.

View Profile Mar 30 2002

Gwinnett Community Bank

Gwinnett Community Bank was established 24 years ago and is currently headquartered in Duluth, GA.

Oct 18 1999
Relationships Role Relationship Start Relationship End
Community Financial Holding Company, Inc. Parent 3/30/2002
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