Vitals
  • Total Assets
    311.1M 5.8 %
  • Total Deposits
    277.8M 5.7 %
  • Total Net Loans
    219.8M 8.1 %
  • Net Income
    1.4M 18.0 %
  • Book Value
    25.5M 3.9 %
  • Book Value x2
    51.0M 3.9 %
  • Book Value x3
    76.5M 3.9 %
ROAA

.446

ROAE

5.392

Efficiency Ratio

89.105

Net Interest Margin

3.362

Balance Sheet Highlights
Financial Highlights Damascus Community Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 311,055 804,628
Total Net Loans 219,786 615,155
Total Deposits 277,822 644,089
Total Equity 25,489 83,729
Profitability
Net Income 1,356 6,445
Return on Average Assets .446 .743
Return on Average Equity 5.392 7.02
Net Interest Margin 3.362 3.678
Efficiency Ratio 89.105 72.114
Noninterest Income/Revenue 22.008 18.691
Balance Sheet Ratios
Loan-to-Deposit 79.11 90.195
Securities/Assets .144 .114
Total Equity/Total Assets .082 .104
Tangible Equity/Tangible Assets .082 .093
Capital Adequacy
Tier 1 Common Capital 25,633 74,463
Tier 1 Capital 25,633 75,572
Tier 2 Capital 2,227 7,498
Total Capital 27,860 83,523
Total Risk Weighted Assets 237,663 632,592
Leverage Ratio 8.26 9.794
Common Equity Tier 1 Capital Ratio 10.79 12.533
Tier 1 Capital Ratio 10.79 12.687
Total Capital Ratio 11.72 13.794

Timeline for Damascus Community Bank

Dcb Bancshares, Inc.

Dcb Bancshares, Inc. became a new parent organization for Damascus Community Bank.

View Profile Sep 01 2016

Damascus Community Bank

Damascus Community Bank was established 35 years ago and is currently headquartered in Damascus, MD.

Jul 01 1988
Relationships Role Relationship Start Relationship End
Dcb Bancshares, Inc. Parent 9/1/2016
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