Vitals
  • Total Assets
    317.7M 6.3 %
  • Total Deposits
    282.8M 6.5 %
  • Total Net Loans
    256.5M 10.7 %
  • Net Income
    3.2M 1.3 %
  • Book Value
    31.7M 7.9 %
  • Book Value x2
    63.4M 7.9 %
  • Book Value x3
    95.2M 7.9 %
ROAA

1.052

ROAE

10.602

Efficiency Ratio

68.664

Net Interest Margin

5.788

Balance Sheet Highlights
Financial Highlights Traditions Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 317,722 266,812
Total Net Loans 256,529 157,006
Total Deposits 282,771 227,200
Total Equity 31,719 30,855
Profitability
Net Income 3,237 2,603
Return on Average Assets 1.052 .91
Return on Average Equity 10.602 7.525
Net Interest Margin 5.788 3.872
Efficiency Ratio 68.664 69.238
Noninterest Income/Revenue 18.761 15.218
Balance Sheet Ratios
Loan-to-Deposit 90.72 65.031
Securities/Assets .056 .23
Total Equity/Total Assets .1 .116
Tangible Equity/Tangible Assets .1 .114
Capital Adequacy
Tier 1 Common Capital 31,950 30,655
Tier 1 Capital 31,950 30,655
Tier 2 Capital 3,061 1,864
Total Capital 35,011 32,526
Total Risk Weighted Assets 244,641 184,216
Leverage Ratio 10.18 11.829
Common Equity Tier 1 Capital Ratio 13.06 18.757
Tier 1 Capital Ratio 13.06 18.762
Total Capital Ratio 14.31 19.824

Timeline for Traditions Bank

Tbx Title, Inc

Tbx Title, Inc became a new subsidiary organization for Traditions Bank.

View Profile Aug 22 2012

Traditions Bank

Traditions Bank was established 20 years ago and is currently headquartered in Cullman, AL.

Aug 04 2003

Traditions Bancshares, Inc.

Traditions Bancshares, Inc. became a new parent organization for Traditions Bank.

View Profile Aug 04 2003
Relationships Role Relationship Start Relationship End
Traditions Bancshares, Inc. Parent 8/4/2003
Tbx Title, Inc Subsidary 8/22/2012
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