Vitals
  • Total Assets
    222.7M 1.4 %
  • Total Deposits
    174.6M -5.8 %
  • Total Net Loans
    142.2M 9.4 %
  • Net Income
    2.8M 8.2 %
  • Book Value
    29.3M 3.9 %
  • Book Value x2
    58.7M 3.9 %
  • Book Value x3
    88.0M 3.9 %
ROAA

1.289

ROAE

9.513

Efficiency Ratio

44.464

Net Interest Margin

3.719

Balance Sheet Highlights
Financial Highlights Reliance State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 222,663 198,346
Total Net Loans 142,171 133,864
Total Deposits 174,649 165,124
Total Equity 29,333 22,060
Profitability
Net Income 2,779 2,310
Return on Average Assets 1.289 1.15
Return on Average Equity 9.513 9.92
Net Interest Margin 3.719 3.587
Efficiency Ratio 44.464 60.34
Noninterest Income/Revenue 7.474 13.494
Balance Sheet Ratios
Loan-to-Deposit 81.404 77.091
Securities/Assets .292 .197
Total Equity/Total Assets .132 .111
Tangible Equity/Tangible Assets .105 .107
Capital Adequacy
Tier 1 Common Capital 24,139 21,135
Tier 1 Capital 24,139 21,140
Tier 2 Capital 1,956 1,625
Total Capital 26,095 22,777
Total Risk Weighted Assets 184,658 151,308
Leverage Ratio 11.53 10.944
Common Equity Tier 1 Capital Ratio 13.07 15.631
Tier 1 Capital Ratio 13.07 15.631
Total Capital Ratio 14.13 16.675

Timeline for Reliance State Bank

Ames National Corporation

Ames National Corporation became a new parent organization for Reliance State Bank.

View Profile Jan 01 1995

Randall-Story Bancshares, Inc.

Randall-Story Bancshares, Inc. became a new parent organization for Reliance State Bank.

View Profile Jan 17 1981

Reliance State Bank

Reliance State Bank was established 96 years ago and is currently headquartered in Story City, IA.

Jan 28 1928
Relationships Role Relationship Start Relationship End
Ames National Corporation Parent 1/1/1995
Randall-Story Bancshares, Inc. Parent 1/17/1981 12/31/1994
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