Vitals
  • Total Assets
    251.3M -2.9 %
  • Total Deposits
    174.8M -17.3 %
  • Total Net Loans
    157.0M 3.8 %
  • Net Income
    2.8M 2.5 %
  • Book Value
    22.7M 7.7 %
  • Book Value x2
    45.4M 7.7 %
  • Book Value x3
    68.1M 7.7 %
ROAA

1.132

ROAE

13.025

Efficiency Ratio

52.967

Net Interest Margin

3.274

Balance Sheet Highlights
Financial Highlights Regional Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 251,274 290,144
Total Net Loans 156,973 190,120
Total Deposits 174,827 223,705
Total Equity 22,688 28,845
Profitability
Net Income 2,826 15,104
Return on Average Assets 1.132 1.042
Return on Average Equity 13.025 10.199
Net Interest Margin 3.274 3.966
Efficiency Ratio 52.967 65.999
Noninterest Income/Revenue 12.673 17.796
Balance Sheet Ratios
Loan-to-Deposit 89.788 81.871
Securities/Assets .282 .399
Total Equity/Total Assets .09 .099
Tangible Equity/Tangible Assets .071 -.134
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,127 26,204
Tier 2 Capital 1,570 2,249
Total Capital 19,697 28,478
Total Risk Weighted Assets 169,223 201,287
Leverage Ratio 7.07 9.696
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.71 14.734
Total Capital Ratio 11.64 15.89

Timeline for Regional Bank

Mainsource Bank

Regional Bank was acquired by Mainsource Bank 19 years

View Profile Feb 12 2005

Rb Investments, Inc.

Rb Investments, Inc. became a new subsidiary organization for Regional Bank.

View Profile Jan 01 2002

Mainsource Financial Group, Inc.

Mainsource Financial Group, Inc. became a new parent organization for Regional Bank.

View Profile Jan 01 1992

Regional Federal Bancorp, Inc.

Regional Federal Bancorp, Inc. became a new parent organization for Regional Bank.

View Profile Feb 01 1987

Tell City Federal Savings And Loan Association

Acquisition: Regional Bank acquired a new subsidiary, Tell City Federal Savings And Loan Association, 42 years

View Profile Apr 01 1982

Want to see more?

Complete timeline for Regional Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mainsource Bank Buyer 4,014,180 Pooling of Interests Discontinued 2/12/2005
Tell City Federal Savings And Loan Association Seller Discontinued 4/1/1982
Huntingburg Perpetual Building And Loan Association Seller Discontinued 12/31/1980
Relationships Role Relationship Start Relationship End
Mainsource Financial Group, Inc. Parent 1/31/2001 2/11/2005
Mainsource Financial Group, Inc. Parent 1/1/1992 1/30/2001
Regional Federal Bancorp, Inc. Parent 2/1/1987 12/31/1991
Rb Investments, Inc. Subsidary 1/1/2002 2/11/2005
Regional Pioneer Subsidary 12/31/1979 5/24/2000
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