Regional Bank
New Albany, IN — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Regional Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 9,971 | 11,728 |
Income from Lease Financing Receivables | — | 3,003 |
112 | 314 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 58 | 166 |
Income on Loans and Leases (TE) | 10,029 | 11,917 |
Investment Interest Income (TE) | 2,567 | 3,462 |
Total Interest Income (TE) | 12,693 | 14,817 |
Total Interest Expense | 5,078 | 4,660 |
Net Interest Income (TE) | 7,615 | 10,162 |
Non-Interest Income | 1,842 | 3,208 |
Adjusted Operating Income (TE) | 9,457 | 13,142 |
Non-interest Expense | 5,009 | 8,168 |
Provision for Loan & Lease Losses | 60 | 1,443 |
Pretax Operating Income (TE) | 4,388 | 23,841 |
Pretax Net Operating Income (TE) | 4,401 | 23,831 |
Applicable Income Taxes | 1,326 | 9,092 |
Net Operating Income | 2,826 | 15,104 |
Net Income | 2,826 | 15,104 |
Cash Dividends Declared | 1,150 | 20,342 |
Retained Earnings | 1,676 | 1,964 |