Efficiency Ratio Over Time
Efficiency Ratio Regional Bank All Insured Commercial Banks in Indiana
12-31-2004 52.967 65.999
09-30-2004 53.3 65.242
06-30-2004 54.953 65.757
03-31-2004 55.827 66.1
12-31-2003 53.353 63.889
09-30-2003 55.048 62.988
06-30-2003 53.837 62.52
03-31-2003 53.917 62.69
12-31-2002 48.619 61.138