Vitals
  • Total Assets
    327.0M -7.8 %
  • Total Deposits
    263.3M -7.5 %
  • Total Net Loans
    113.4M -5.1 %
  • Net Income
    163000.0000 163.2 %
  • Book Value
    17.5M -28.6 %
  • Book Value x2
    35.0M -28.6 %
  • Book Value x3
    52.5M -28.6 %
ROAA

.203

ROAE

4.163

Efficiency Ratio

92.509

Net Interest Margin

2.682

Balance Sheet Highlights
Financial Highlights Provident Community Bank, National Association All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 327,048 380,797
Total Net Loans 113,357 231,199
Total Deposits 263,336 321,565
Total Equity 17,515 36,094
Profitability
Net Income 163 563
Return on Average Assets .203 .543
Return on Average Equity 4.163 4.706
Net Interest Margin 2.682 3.742
Efficiency Ratio 92.509 80.078
Noninterest Income/Revenue 21.506 19.637
Balance Sheet Ratios
Loan-to-Deposit 43.047 72.073
Securities/Assets .492 .209
Total Equity/Total Assets .054 .095
Tangible Equity/Tangible Assets .054 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,197 35,954
Tier 2 Capital 2,033 3,174
Total Capital 25,230 39,128
Total Risk Weighted Assets 161,434 257,498
Leverage Ratio 7.21 9.857
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.37 14.951
Total Capital Ratio 15.63 16.162

Timeline for Provident Community Bank, National Association

Park Sterling Bank

Provident Community Bank, National Association was acquired by Park Sterling Bank 10 years

View Profile May 01 2014

Provident Community Bancshares, Inc.

Provident Community Bancshares, Inc. became a new parent organization for Provident Community Bank, National Association.

View Profile Jul 28 2003

Provident Financial Services, Inc.

Provident Financial Services, Inc. became a new subsidiary organization for Provident Community Bank, National Association.

View Profile Jul 28 2003

Community Federal Savings Bank

Acquisition: Provident Community Bank, National Association acquired a new subsidiary, Community Federal Savings Bank, 24 years

View Profile Nov 13 1999

Provident Community Bank, National Association

Provident Community Bank, National Association was established 90 years ago and is currently headquartered in Rock Hill, SC.

Jun 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Park Sterling Bank Buyer 3,219,651 Acquisition Discontinued 5/1/2014
Community Federal Savings Bank Seller 46,085 Discontinued 11/13/1999
Relationships Role Relationship Start Relationship End
Provident Community Bancshares, Inc. Parent 7/28/2003 4/30/2014
Provident Financial Services, Inc. Subsidary 6/30/2007 4/30/2014
Provident Financial Services, Inc. Subsidary 7/28/2003 6/29/2007
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