Vitals
  • Total Assets
    3.2B 30.9 %
  • Total Deposits
    2.5B 28.4 %
  • Total Net Loans
    2.4B 38.6 %
  • Net Income
    24.5M 24.0 %
  • Book Value
    407.8M 36.8 %
  • Book Value x2
    815.7M 36.8 %
  • Book Value x3
    1.2B 36.8 %
ROAA

.78

ROAE

6.072

Efficiency Ratio

70.978

Net Interest Margin

3.809

Balance Sheet Highlights
Financial Highlights Park Sterling Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 3,248,124 1,412,230
Total Net Loans 2,408,057 1,020,122
Total Deposits 2,518,012 1,134,979
Total Equity 407,829 173,608
Profitability
Net Income 24,541 10,887
Return on Average Assets .78 .777
Return on Average Equity 6.072 6.782
Net Interest Margin 3.809 3.73
Efficiency Ratio 70.978 75.532
Noninterest Income/Revenue 14.22 18.66
Balance Sheet Ratios
Loan-to-Deposit 95.633 86.082
Securities/Assets .149 .132
Total Equity/Total Assets .126 .123
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 338,881 139,754
Tier 1 Capital 338,881 140,214
Tier 2 Capital 12,125 8,389
Total Capital 351,006 148,590
Total Risk Weighted Assets 2,611,576 1,125,721
Leverage Ratio 10.77 10.209
Common Equity Tier 1 Capital Ratio 12.98 13.055
Tier 1 Capital Ratio 12.98 13.195
Total Capital Ratio 13.44 14.232

Timeline for Park Sterling Bank

First Capital Bank

Acquisition: Park Sterling Bank acquired a new subsidiary, First Capital Bank, 8 years

View Profile Jan 01 2016

Provident Community Bank, National Association

Acquisition: Park Sterling Bank acquired a new subsidiary, Provident Community Bank, National Association, 10 years

View Profile May 01 2014

Provident Financial Services, Inc.

Provident Financial Services, Inc. became a new subsidiary organization for Park Sterling Bank.

View Profile May 01 2014

Citizens South Bank

Acquisition: Park Sterling Bank acquired a new subsidiary, Citizens South Bank, 11 years

View Profile Oct 10 2012

Park Sterling Financial Services, Inc.

Park Sterling Financial Services, Inc. became a new subsidiary organization for Park Sterling Bank.

View Profile Oct 10 2012

Want to see more?

Complete timeline for Park Sterling Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Capital Bank Seller 625,113 Acquisition Discontinued 1/1/2016
Provident Community Bank, National Association Seller 327,048 Acquisition Discontinued 5/1/2014
Citizens South Bank Seller 938,239 Pooling of Interests Discontinued 10/10/2012
Capitalbank Seller 628,994 Pooling of Interests Discontinued 12/1/2011
Relationships Role Relationship Start Relationship End
Park Sterling Corporation Parent 1/1/2011
Park Sterling Financial Services, Inc. Subsidary 10/10/2012
Provident Financial Services, Inc. Subsidary 5/1/2014 5/2/2014
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