Vitals
  • Total Assets
    3.3B 4.2 %
  • Total Deposits
    2.6B 0.7 %
  • Total Net Loans
    2.4B 3.7 %
  • Net Income
    34.4M 14.6 %
  • Book Value
    382.2M 11.0 %
  • Book Value x2
    764.4M 11.0 %
  • Book Value x3
    1.1B 11.0 %
ROAA

1.066

ROAE

9.446

Efficiency Ratio

51.263

Net Interest Margin

3.731

Balance Sheet Highlights
Financial Highlights Grandpoint Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 3,321,825 1,346,313
Total Net Loans 2,351,252 907,793
Total Deposits 2,577,026 1,084,972
Total Equity 382,177 169,778
Profitability
Net Income 34,402 12,577
Return on Average Assets 1.066 .955
Return on Average Equity 9.446 8.072
Net Interest Margin 3.731 3.784
Efficiency Ratio 51.263 64.937
Noninterest Income/Revenue 4.592 13.682
Balance Sheet Ratios
Loan-to-Deposit 91.239 83.983
Securities/Assets .174 .141
Total Equity/Total Assets .115 .126
Tangible Equity/Tangible Assets .097 .113
Capital Adequacy
Tier 1 Common Capital 318,984 147,337
Tier 1 Capital 318,984 147,552
Tier 2 Capital 18,706 11,893
Total Capital 337,690 160,236
Total Risk Weighted Assets 2,799,905 1,009,488
Leverage Ratio 9.96 11.256
Common Equity Tier 1 Capital Ratio 11.39 14.697
Tier 1 Capital Ratio 11.39 14.792
Total Capital Ratio 12.06 16.005

Timeline for Grandpoint Bank

Wedbush Bank

Acquisition: Grandpoint Bank acquired a new subsidiary, Wedbush Bank, 9 years

View Profile Jun 04 2014

The Biltmore Bank Of Arizona

Acquisition: Grandpoint Bank acquired a new subsidiary, The Biltmore Bank Of Arizona, 10 years

View Profile Mar 22 2014

Gilmore Bank

Acquisition: Grandpoint Bank acquired a new subsidiary, Gilmore Bank, 10 years

View Profile Sep 27 2013

Regents Bank, National Association

Acquisition: Grandpoint Bank acquired a new subsidiary, Regents Bank, National Association, 10 years

View Profile Sep 21 2013

Bank Of Tucson

Acquisition: Grandpoint Bank acquired a new subsidiary, Bank Of Tucson, 10 years

View Profile Jun 22 2013

Want to see more?

Complete timeline for Grandpoint Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wedbush Bank Seller 225,949 Sale of Assets 6/4/2014
The Biltmore Bank Of Arizona Seller 287,297 Pooling of Interests Discontinued 3/22/2014
Gilmore Bank Seller 171,102 Acquisition Discontinued 9/27/2013
Regents Bank, National Association Seller 587,550 Pooling of Interests Discontinued 9/21/2013
Bank Of Tucson Seller 319,063 Pooling of Interests Discontinued 6/22/2013
Orange Community Bank Seller 233,894 Acquisition Discontinued 8/31/2011
First Commerce Bank Seller 357,512 Acquisition Discontinued 12/29/2010
First Vietnamese American Bank Seller 48,000 Failure 11/6/2010
Relationships Role Relationship Start Relationship End
Grandpoint Capital, Inc. Parent 6/19/2010
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