Vitals
  • Total Assets
    3.5B 11.4 %
  • Total Deposits
    2.9B 15.6 %
  • Total Net Loans
    2.9B 12.1 %
  • Net Income
    35.9M 11.6 %
  • Book Value
    348.4M 11.0 %
  • Book Value x2
    696.8M 11.0 %
  • Book Value x3
    1.0B 11.0 %
ROAA

1.088

ROAE

10.824

Efficiency Ratio

59.911

Net Interest Margin

3.52

Balance Sheet Highlights
Financial Highlights Centier Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 3,483,848 606,548
Total Net Loans 2,908,119 409,621
Total Deposits 2,868,020 497,111
Total Equity 348,407 63,292
Profitability
Net Income 35,939 6,062
Return on Average Assets 1.088 .965
Return on Average Equity 10.824 9.027
Net Interest Margin 3.52 3.682
Efficiency Ratio 59.911 66.445
Noninterest Income/Revenue 25.699 20.436
Balance Sheet Ratios
Loan-to-Deposit 101.398 79.497
Securities/Assets .088 .184
Total Equity/Total Assets .1 .104
Tangible Equity/Tangible Assets .099 .098
Capital Adequacy
Tier 1 Common Capital 349,339 60,326
Tier 1 Capital 349,339 60,328
Tier 2 Capital 32,194 4,282
Total Capital 381,533 64,608
Total Risk Weighted Assets 2,934,788 442,958
Leverage Ratio 10.01 10.395
Common Equity Tier 1 Capital Ratio 11.9 15.27
Tier 1 Capital Ratio 11.9 15.27
Total Capital Ratio 13 16.399

Timeline for Centier Bank

Henry Walter Holdings, Llc

Henry Walter Holdings, Llc became a new subsidiary organization for Centier Bank.

View Profile Dec 06 2010

Centier Investments Nevada 2, Inc.

Centier Investments Nevada 2, Inc. became a new subsidiary organization for Centier Bank.

View Profile May 01 2009

Centier Holdings Nevada, Inc.

Centier Holdings Nevada, Inc. became a new subsidiary organization for Centier Bank.

View Profile Aug 01 2002

Centier Investments, Ltd.

Centier Investments, Ltd. became a new subsidiary organization for Centier Bank.

View Profile Jun 01 2000

Centier Financial Services, Inc.

Centier Financial Services, Inc. became a new subsidiary organization for Centier Bank.

View Profile Jan 29 1998

Want to see more?

Complete timeline for Centier Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commerce Savings Bank, Fsb Seller 6,899 Failure 2/8/1992
South Lake National Bank Seller 9,984 Discontinued 8/11/1982
The First National Bank Of Crown Point Seller 67,500 Discontinued 6/11/1982
Relationships Role Relationship Start Relationship End
First Bancshares, Inc. Parent 6/30/2003
First Bancshares, Inc. Parent 12/31/1982 6/29/2003
First Bancshares, Inc. Parent 12/31/1981 12/30/1982
First Bancshares, Inc. Parent 8/22/1980 12/30/1981
9701 Corporation Subsidary 6/30/2007
Centier Financial Services, Inc. Subsidary 6/30/2007
Centier Investments Nevada 2, Inc. Subsidary 5/1/2009
Henry Walter Holdings, Llc Subsidary 12/6/2010
Centier Investments, Ltd. Subsidary 6/30/2007 12/30/2012
Centier Holdings Nevada, Inc. Subsidary 6/30/2007 6/30/2007
9701 Corporation Subsidary 8/22/1980 6/29/2007
Centier Investments, Ltd. Subsidary 6/1/2000 6/29/2007
Centier Financial Services, Inc. Subsidary 1/29/1998 6/29/2007
Centier Holdings Nevada, Inc. Subsidary 8/1/2002 6/29/2007
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