Vitals
  • Total Assets
    357.5M 9.1 %
  • Total Deposits
    317.4M 9.0 %
  • Total Net Loans
    225.8M -9.7 %
  • Net Income
    1.9M 152.8 %
  • Book Value
    38.0M 7.8 %
  • Book Value x2
    76.1M 7.8 %
  • Book Value x3
    114.1M 7.8 %
ROAA

.739

ROAE

6.964

Efficiency Ratio

69.361

Net Interest Margin

4.034

Balance Sheet Highlights
Financial Highlights First Commerce Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 357,512 538,450
Total Net Loans 225,782 341,302
Total Deposits 317,400 408,765
Total Equity 38,028 67,890
Profitability
Net Income 1,911 833
Return on Average Assets .739 -.153
Return on Average Equity 6.964 -1.866
Net Interest Margin 4.034 4.05
Efficiency Ratio 69.361 79.416
Noninterest Income/Revenue 9.474 10.861
Balance Sheet Ratios
Loan-to-Deposit 71.135 80.903
Securities/Assets .178 .133
Total Equity/Total Assets .106 .126
Tangible Equity/Tangible Assets .106 .121
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 37,407 60,824
Tier 2 Capital 3,538 4,784
Total Capital 40,945 65,726
Total Risk Weighted Assets 277,646 382,876
Leverage Ratio 10.67 11.595
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.47 15.967
Total Capital Ratio 14.75 17.258

Timeline for First Commerce Bank

Grandpoint Bank

First Commerce Bank was acquired by Grandpoint Bank 13 years

View Profile Dec 29 2010

First Commerce Bancorp

First Commerce Bancorp became a new parent organization for First Commerce Bank.

View Profile Mar 31 2004

Malibu Savings Bank, Fsb

Acquisition: First Commerce Bank acquired a new subsidiary, Malibu Savings Bank, Fsb, 32 years

View Profile Jul 20 1991

First Commerce Bank

First Commerce Bank was established 41 years ago and is currently headquartered in Encino, CA.

Jan 01 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Grandpoint Bank Buyer 3,292,509 Acquisition Discontinued 12/29/2010
Malibu Savings Bank, Fsb Seller 119,588 Failure 7/20/1991
Relationships Role Relationship Start Relationship End
First Commerce Bancorp Parent 3/31/2004 12/28/2010
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