Vitals
  • Total Assets
    625.1M 4.6 %
  • Total Deposits
    508.2M 4.9 %
  • Total Net Loans
    500.3M 5.6 %
  • Net Income
    2.1M -57.3 %
  • Book Value
    60.1M 3.7 %
  • Book Value x2
    120.2M 3.7 %
  • Book Value x3
    180.3M 3.7 %
ROAA

.347

ROAE

3.541

Efficiency Ratio

85.767

Net Interest Margin

3.665

Balance Sheet Highlights
Financial Highlights First Capital Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 625,113 755,875
Total Net Loans 500,265 528,617
Total Deposits 508,181 624,380
Total Equity 60,105 84,694
Profitability
Net Income 2,127 7,197
Return on Average Assets .347 .749
Return on Average Equity 3.541 6.583
Net Interest Margin 3.665 3.821
Efficiency Ratio 85.767 73.115
Noninterest Income/Revenue 4.027 16.958
Balance Sheet Ratios
Loan-to-Deposit 98.442 83.811
Securities/Assets .124 .146
Total Equity/Total Assets .096 .112
Tangible Equity/Tangible Assets .096 .104
Capital Adequacy
Tier 1 Common Capital 59,076 77,497
Tier 1 Capital 59,076 77,570
Tier 2 Capital 6,727 5,759
Total Capital 65,803 83,398
Total Risk Weighted Assets 536,528 573,902
Leverage Ratio 9.58 10.613
Common Equity Tier 1 Capital Ratio 11.01 14.467
Tier 1 Capital Ratio 11.01 14.489
Total Capital Ratio 12.26 15.675

Timeline for First Capital Bank

Park Sterling Bank

First Capital Bank was acquired by Park Sterling Bank 8 years

View Profile Jan 01 2016

First Capital Bancorp, Inc.

First Capital Bancorp, Inc. became a new parent organization for First Capital Bank.

View Profile Sep 08 2006

First Capital Bank

First Capital Bank was established 25 years ago and is currently headquartered in Glen Allen, VA.

Dec 18 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Park Sterling Bank Buyer 3,219,651 Acquisition Discontinued 1/1/2016
Relationships Role Relationship Start Relationship End
First Capital Bancorp, Inc. Parent 9/8/2006 12/31/2015
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