Vitals
  • Total Assets
    3.0B 24.8 %
  • Total Deposits
    2.4B 27.9 %
  • Total Net Loans
    2.0B 27.5 %
  • Net Income
    36.4M 19.9 %
  • Book Value
    322.1M 41.7 %
  • Book Value x2
    644.3M 41.7 %
  • Book Value x3
    966.4M 41.7 %
ROAA

1.292

ROAE

12.03

Efficiency Ratio

57.419

Net Interest Margin

3.8

Balance Sheet Highlights
Financial Highlights German American Bancorp All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 2,953,338 606,548
Total Net Loans 1,990,420 409,621
Total Deposits 2,360,757 497,111
Total Equity 322,138 63,292
Profitability
Net Income 36,444 6,062
Return on Average Assets 1.292 .965
Return on Average Equity 12.03 9.027
Net Interest Margin 3.8 3.682
Efficiency Ratio 57.419 66.445
Noninterest Income/Revenue 21.802 20.436
Balance Sheet Ratios
Loan-to-Deposit 84.313 79.497
Securities/Assets .239 .184
Total Equity/Total Assets .109 .104
Tangible Equity/Tangible Assets .09 .098
Capital Adequacy
Tier 1 Common Capital 273,985 60,326
Tier 1 Capital 273,985 60,328
Tier 2 Capital 14,808 4,282
Total Capital 288,793 64,608
Total Risk Weighted Assets 2,313,803 442,958
Leverage Ratio 9.46 10.395
Common Equity Tier 1 Capital Ratio 11.84 15.27
Tier 1 Capital Ratio 11.84 15.27
Total Capital Ratio 12.48 16.399

Timeline for German American Bancorp

River Valley Financial Bank

Acquisition: German American Bancorp acquired a new subsidiary, River Valley Financial Bank, 8 years

View Profile Mar 01 2016

German American Investment Services, Inc

German American Investment Services, Inc became a new subsidiary organization for German American Bancorp.

View Profile Jun 30 2015

United Commerce Bank

Acquisition: German American Bancorp acquired a new subsidiary, United Commerce Bank, 10 years

View Profile Oct 01 2013

Gabc Development Corporation

Gabc Development Corporation became a new subsidiary organization for German American Bancorp.

View Profile Oct 28 2011

Bank Of Evansville

Acquisition: German American Bancorp acquired a new subsidiary, Bank Of Evansville, 13 years

View Profile Jan 01 2011

Want to see more?

Complete timeline for German American Bancorp is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
River Valley Financial Bank Seller 403,746 Acquisition Discontinued 3/1/2016
United Commerce Bank Seller 120,200 Acquisition Discontinued 10/1/2013
Bank Of Evansville Seller 339,991 Acquisition Discontinued 1/1/2011
First American Bank Seller 115,705 Pooling of Interests Discontinued 10/1/2006
Peoples Bank Seller 195,410 Pooling of Interests Discontinued 10/1/2006
Citizens State Bank Seller 117,361 Pooling of Interests Discontinued 10/1/2006
First State Bank, Southwest Indiana Seller 110,278 Pooling of Interests Discontinued 10/1/2006
Stone City Bank Of Bedford, Indiana Seller 68,017 Pooling of Interests Discontinued 10/1/2006
The Holland National Bank Seller 60,577 Acquisition Discontinued 10/1/2000
Bank Of Ireland Seller 16,238 Discontinued 5/1/1986
Relationships Role Relationship Start Relationship End
German American Bancorp, Inc. Parent 5/13/1983
First Title Insurance Company Subsidary 6/30/2007
German American Insurance, Inc. Subsidary 6/30/2007
Gab Investment Company, Inc. Subsidary 6/30/2007
Gab Capital Funding Corp Subsidary 3/3/2008
Gabc Holdings, Inc Subsidary 8/29/2008
Gabc Leasing, Inc. Subsidary 8/29/2008
Gabc Development Corporation Subsidary 10/28/2011
German American Investment Services, Inc Subsidary 6/30/2015
German American Financial Advisors & Trust Company Subsidary 6/30/2007 6/29/2015
First Title Insurance Company Subsidary 10/1/2006 6/29/2007
German American Insurance, Inc. Subsidary 10/1/2006 6/29/2007
Gab Investment Company, Inc. Subsidary 1/1/2002 6/29/2007
German American Financial Advisors & Trust Company Subsidary 10/1/2006 6/29/2007
German American Insurance, Inc. Subsidary 1/1/2005 9/30/2006
German American Financial Advisors & Trust Company Subsidary 7/1/2002 9/30/2006
Similar Organizations
Organization City State Total Assets
Totalbank
 		Miami FL 3.0B
Heartland Bank And Trust Company
 		Bloomington IL 3.0B
Merchants Bank Of Indiana
 		Carmel IN 3.1B
Midwestone Bank
 		Iowa City IA 3.0B
Burke & Herbert Bank & Trust Company
 		Alexandria VA 2.9B
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
 		Hoboken NJ 3.0B
Stonegate Bank
 		Pompano Beach FL 2.9B
Mercantile Bank Of Michigan
 		Grand Rapids MI 3.0B
Alpine Bank
 		Glenwood Springs CO 3.0B
Merrick Bank
 		South Jordan UT 2.8B