Vitals
  • Total Assets
    517.1M 1.5 %
  • Total Deposits
    417.2M 1.6 %
  • Total Net Loans
    332.5M 0.0 %
  • Net Income
    5.4M 2.3 %
  • Book Value
    53.4M 11.9 %
  • Book Value x2
    106.9M 11.9 %
  • Book Value x3
    160.3M 11.9 %
ROAA

1.038

ROAE

10.624

Efficiency Ratio

63.501

Net Interest Margin

3.865

Balance Sheet Highlights
Financial Highlights River Valley Financial Bank All Insured Savings Banks in Indiana
Balance Sheet $(000)
Total Assets 517,072 213,207
Total Net Loans 332,489 127,228
Total Deposits 417,224 174,539
Total Equity 53,444 26,001
Profitability
Net Income 5,375 1,465
Return on Average Assets 1.038 .46
Return on Average Equity 10.624 4.043
Net Interest Margin 3.865 3.325
Efficiency Ratio 63.501 80.345
Noninterest Income/Revenue 15.833 23.451
Balance Sheet Ratios
Loan-to-Deposit 79.691 76.083
Securities/Assets .259 .21
Total Equity/Total Assets .103 .122
Tangible Equity/Tangible Assets .101 .118
Capital Adequacy
Tier 1 Common Capital 52,144 24,434
Tier 1 Capital 52,144 24,438
Tier 2 Capital 2,842 1,548
Total Capital 54,986 25,984
Total Risk Weighted Assets 352,870 128,022
Leverage Ratio 9.96 13.458
Common Equity Tier 1 Capital Ratio 14.78 25.69
Tier 1 Capital Ratio 14.78 25.692
Total Capital Ratio 15.58 26.832

Timeline for River Valley Financial Bank

German American Bancorp

River Valley Financial Bank was acquired by German American Bancorp 8 years

View Profile Mar 01 2016

Dupont Branch

Acquisition: River Valley Financial Bank acquired a new subsidiary, Dupont Branch , 11 years

View Profile Nov 10 2012

Rvfb Investments Inc

Rvfb Investments Inc became a new subsidiary organization for River Valley Financial Bank.

View Profile Nov 10 2012

Citizens National Bank Of Madison

Acquisition: River Valley Financial Bank acquired a new subsidiary, Citizens National Bank Of Madison, 26 years

View Profile Nov 23 1997

River Valley Bancorp

River Valley Bancorp became a new parent organization for River Valley Financial Bank.

View Profile Dec 20 1996

Want to see more?

Complete timeline for River Valley Financial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
German American Bancorp Buyer 2,972,616 Acquisition Discontinued 3/1/2016
Dupont Branch Seller Acquisition Discontinued 11/10/2012
Citizens National Bank Of Madison Seller 64,643 Discontinued 11/23/1997
Relationships Role Relationship Start Relationship End
River Valley Bancorp Parent 11/10/2012 2/29/2016
River Valley Bancorp Parent 7/21/2011 11/9/2012
River Valley Bancorp Parent 4/1/2011 7/20/2011
River Valley Bancorp Parent 11/23/1997 3/31/2011
River Valley Bancorp Parent 12/20/1996 11/22/1997
Rvfb Investments Inc Subsidary 11/10/2012 2/29/2016
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