Vitals
  • Total Assets
    110.3M 32.8 %
  • Total Deposits
    97.2M 31.0 %
  • Total Net Loans
    80.7M 46.7 %
  • Net Income
    627000.0000 34.3 %
  • Book Value
    11.5M 65.3 %
  • Book Value x2
    22.9M 65.3 %
  • Book Value x3
    34.4M 65.3 %
ROAA

1.101

ROAE

10.209

Efficiency Ratio

56.924

Net Interest Margin

3.82

Balance Sheet Highlights
Financial Highlights First State Bank, Southwest Indiana All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 110,278 310,136
Total Net Loans 80,720 212,438
Total Deposits 97,161 243,503
Total Equity 11,451 30,713
Profitability
Net Income 627 3,311
Return on Average Assets 1.101 1.016
Return on Average Equity 10.209 9.882
Net Interest Margin 3.82 3.96
Efficiency Ratio 56.924 65.656
Noninterest Income/Revenue 11.935 13.088
Balance Sheet Ratios
Loan-to-Deposit 83.079 86.425
Securities/Assets .143 .358
Total Equity/Total Assets .104 .099
Tangible Equity/Tangible Assets .077 -.161
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,715 28,275
Tier 2 Capital 747 2,426
Total Capital 9,462 30,765
Total Risk Weighted Assets 78,683 224,929
Leverage Ratio 7.9 10.334
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.08 14.956
Total Capital Ratio 12.03 16.073

Timeline for First State Bank, Southwest Indiana

German American Bancorp

First State Bank, Southwest Indiana was acquired by German American Bancorp 17 years

View Profile Oct 01 2006

Peoples Community Bank

Acquisition: First State Bank, Southwest Indiana acquired a new subsidiary, Peoples Community Bank, 18 years

View Profile Oct 02 2005

German American Financial Advisors & Trust Company

German American Financial Advisors & Trust Company became a new subsidiary organization for First State Bank, Southwest Indiana.

View Profile Jul 01 2002

First State Bank, Southwest Indiana

First State Bank, Southwest Indiana was established 29 years ago and is currently headquartered in Tell City, IN.

Oct 28 1994

German American Bancorp, Inc.

German American Bancorp, Inc. became a new parent organization for First State Bank, Southwest Indiana.

View Profile Oct 28 1994
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
German American Bancorp Buyer 2,972,616 Pooling of Interests Discontinued 10/1/2006
Peoples Community Bank Seller 34,539 Acquisition Discontinued 10/2/2005
Relationships Role Relationship Start Relationship End
German American Bancorp, Inc. Parent 10/28/1994 9/30/2006
German American Financial Advisors & Trust Company Subsidary 7/1/2002 9/30/2006
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