Efficiency Ratio Over Time
Efficiency Ratio First State Bank, Southwest Indiana All Insured Commercial Banks in Indiana
06-30-2006 56.924 65.656
03-31-2006 59.018 66.077
12-31-2005 56.942 65.617
09-30-2005 51.536 65.596
06-30-2005 52.666 65.579
03-31-2005 55.132 66.006
12-31-2004 56.938 65.999
09-30-2004 58.572 65.242
06-30-2004 59.369 65.757
03-31-2004 63.564 66.1
12-31-2003 61.532 63.889
09-30-2003 62.595 62.988
06-30-2003 63.667 62.52
03-31-2003 65.224 62.69
12-31-2002 65.649 61.138