Vitals
  • Total Assets
    124.8M 7.9 %
  • Total Deposits
    114.0M 8.9 %
  • Total Net Loans
    25.5M -7.2 %
  • Net Income
    393000.0000 -58.9 %
  • Book Value
    10.6M -2.1 %
  • Book Value x2
    21.2M -2.1 %
  • Book Value x3
    31.8M -2.1 %
ROAA

.337

ROAE

3.608

Efficiency Ratio

80.56

Net Interest Margin

2.484

Balance Sheet Highlights
Financial Highlights Planters And Citizens Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 124,845 256,123
Total Net Loans 25,505 160,108
Total Deposits 114,006 221,413
Total Equity 10,605 27,434
Profitability
Net Income 393 2,812
Return on Average Assets .337 .99
Return on Average Equity 3.608 8.811
Net Interest Margin 2.484 4.031
Efficiency Ratio 80.56 72.067
Noninterest Income/Revenue 15.24 19.316
Balance Sheet Ratios
Loan-to-Deposit 22.372 70.662
Securities/Assets .324 .165
Total Equity/Total Assets .085 .107
Tangible Equity/Tangible Assets .085 .105
Capital Adequacy
Tier 1 Common Capital 10,885 26,376
Tier 1 Capital 10,885 26,452
Tier 2 Capital 557 1,919
Total Capital 11,442 28,453
Total Risk Weighted Assets 51,422 174,280
Leverage Ratio 9.57 10.62
Common Equity Tier 1 Capital Ratio 21.17 16.191
Tier 1 Capital Ratio 21.17 16.286
Total Capital Ratio 22.25 17.433

Timeline for Planters And Citizens Bank

P & C Bank Shares, Inc.

P & C Bank Shares, Inc. became a new parent organization for Planters And Citizens Bank.

View Profile Feb 20 1981

Planters And Citizens Bank

Planters And Citizens Bank was established 110 years ago and is currently headquartered in Camilla, GA.

May 24 1913
Relationships Role Relationship Start Relationship End
P & C Bank Shares, Inc. Parent 11/1/1988
P & C Bank Shares, Inc. Parent 3/31/1988 10/31/1988
P & C Bank Shares, Inc. Parent 2/20/1981 3/30/1988
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