Vitals
  • Total Assets
    193.9M -10.6 %
  • Total Deposits
    180.1M -8.3 %
  • Total Net Loans
    80.1M -21.4 %
  • Net Income
    21000.0000 -77.7 %
  • Book Value
    12.7M -0.1 %
  • Book Value x2
    25.4M -0.1 %
  • Book Value x3
    38.1M -0.1 %
ROAA

.044

ROAE

.659

Efficiency Ratio

76.162

Net Interest Margin

3.139

Balance Sheet Highlights
Financial Highlights Oswego Community Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 193,878 237,518
Total Net Loans 80,052 137,230
Total Deposits 180,070 204,934
Total Equity 12,700 23,920
Profitability
Net Income 21 436
Return on Average Assets .044 .723
Return on Average Equity .659 6.778
Net Interest Margin 3.139 3.361
Efficiency Ratio 76.162 71.443
Noninterest Income/Revenue 12.43 15.808
Balance Sheet Ratios
Loan-to-Deposit 44.456 61.516
Securities/Assets .376 .228
Total Equity/Total Assets .066 .101
Tangible Equity/Tangible Assets .061 .097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,593 21,963
Tier 2 Capital 1,227 1,757
Total Capital 11,820 23,774
Total Risk Weighted Assets 95,895 154,404
Leverage Ratio 5.52 9.67
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.05 16.474
Total Capital Ratio 12.33 17.575

Timeline for Oswego Community Bank

Byline Bank

Oswego Community Bank was acquired by Byline Bank 10 years

View Profile Jun 29 2013

Byline Bancorp, Inc.

Byline Bancorp, Inc. became a new parent organization for Oswego Community Bank.

View Profile Jan 01 2011

Oswego Bancshares, Inc.

Oswego Bancshares, Inc. became a new parent organization for Oswego Community Bank.

View Profile Jun 01 1982

Oswego Community Bank

Oswego Community Bank was established 65 years ago and is currently headquartered in Oswego, IL.

Aug 30 1958
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Byline Bank Buyer 2,747,929 Pooling of Interests Discontinued 6/29/2013
Relationships Role Relationship Start Relationship End
Byline Bancorp, Inc. Parent 1/1/2011 6/28/2013
Oswego Bancshares, Inc. Parent 6/1/1982 12/31/2010
Similar Organizations
Organization City State Total Assets
The Farmers State Bank And Trust Company
 		Jacksonville IL 194.6M
First Bank Of Charleston, Inc.
 		Charleston WV 195.7M
Foresight Bank
 		Plainview MN 192.0M
Wells Bank
 		Platte City MO 196.0M
The Kearny County Bank
 		Lakin KS 196.4M
Branson Bank
 		Branson MO 189.8M
The Osgood State Bank
 		Osgood OH 189.8M
Community State Bank
 		Galva IL 198.4M
Spring Hill State Bank
 		Longview TX 189.3M
Putnam County State Bank
 		Unionville MO 189.2M