Vitals
  • Total Assets
    193.8M 5.3 %
  • Total Deposits
    163.6M 3.7 %
  • Total Net Loans
    117.6M 20.8 %
  • Net Income
    1.5M 24.8 %
  • Book Value
    17.3M 1.0 %
  • Book Value x2
    34.7M 1.0 %
  • Book Value x3
    52.0M 1.0 %
ROAA

.823

ROAE

8.493

Efficiency Ratio

72.021

Net Interest Margin

3.912

Balance Sheet Highlights
Financial Highlights The Osgood State Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 193,848 361,398
Total Net Loans 117,644 246,196
Total Deposits 163,622 299,385
Total Equity 17,338 40,120
Profitability
Net Income 1,510 3,580
Return on Average Assets .823 .879
Return on Average Equity 8.493 7.888
Net Interest Margin 3.912 3.69
Efficiency Ratio 72.021 68.453
Noninterest Income/Revenue 17.654 19.831
Balance Sheet Ratios
Loan-to-Deposit 71.9 76.786
Securities/Assets .291 .197
Total Equity/Total Assets .089 .111
Tangible Equity/Tangible Assets .08 .102
Capital Adequacy
Tier 1 Common Capital 16,873 37,120
Tier 1 Capital 16,873 37,403
Tier 2 Capital 1,571 2,742
Total Capital 18,444 40,139
Total Risk Weighted Assets 139,305 260,858
Leverage Ratio 8.92 10.639
Common Equity Tier 1 Capital Ratio 12.11 16.715
Tier 1 Capital Ratio 12.11 16.742
Total Capital Ratio 13.24 17.824

Timeline for The Osgood State Bank

Osb Investments, Inc.

Osb Investments, Inc. became a new subsidiary organization for The Osgood State Bank.

View Profile Jul 18 2016

Osb Bancorp, Inc.

Osb Bancorp, Inc. became a new parent organization for The Osgood State Bank.

View Profile Oct 31 1997

The Osgood State Bank

The Osgood State Bank was established 109 years ago and is currently headquartered in Osgood, OH.

Jan 01 1915
Relationships Role Relationship Start Relationship End
Osb Bancorp, Inc. Parent 10/31/1997
Osb Investments, Inc. Subsidary 7/18/2016
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