Oswego Community Bank
Oswego, IL — Domestic Branch of a Domestic Bank
Acquired Jun 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Oswego Community Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 1,125 | 1,784 |
Income from Lease Financing Receivables | 1 | 1 |
18 | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 1,126 | 1,799 |
Investment Interest Income (TE) | 435 | 317 |
Total Interest Income (TE) | 1,571 | 2,178 |
Total Interest Expense | 137 | 294 |
Net Interest Income (TE) | 1,434 | 1,875 |
Non-Interest Income | 223 | 409 |
Adjusted Operating Income (TE) | 1,657 | 2,332 |
Non-interest Expense | 1,262 | 1,624 |
Provision for Loan & Lease Losses | 433 | 136 |
Pretax Operating Income (TE) | -38 | 560 |
Pretax Net Operating Income (TE) | -29 | 591 |
Applicable Income Taxes | -50 | 85 |
Net Operating Income | 21 | 436 |
Net Income | 21 | 436 |
Cash Dividends Declared | — | 128 |
Retained Earnings | 21 | 237 |