Vitals
  • Total Assets
    2.2B 8.5 %
  • Total Deposits
    1.9B 5.6 %
  • Total Net Loans
    1.5B 31.0 %
  • Net Income
    20.0M 2.3 %
  • Book Value
    226.9M 11.9 %
  • Book Value x2
    453.8M 11.9 %
  • Book Value x3
    680.7M 11.9 %
ROAA

.944

ROAE

9.277

Efficiency Ratio

64.216

Net Interest Margin

3.559

Balance Sheet Highlights
Financial Highlights Old Second National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 2,227,613 290,894
Total Net Loans 1,467,569 191,278
Total Deposits 1,893,710 246,407
Total Equity 226,893 31,125
Profitability
Net Income 20,022 2,670
Return on Average Assets .944 .919
Return on Average Equity 9.277 8.247
Net Interest Margin 3.559 3.499
Efficiency Ratio 64.216 67.9
Noninterest Income/Revenue 28.398 16.598
Balance Sheet Ratios
Loan-to-Deposit 77.497 72.669
Securities/Assets .239 .191
Total Equity/Total Assets .102 .107
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 221,153 29,670
Tier 1 Capital 221,153 29,720
Tier 2 Capital 16,153 2,112
Total Capital 237,306 31,905
Total Risk Weighted Assets 1,762,296 212,461
Leverage Ratio 10.24 10.62
Common Equity Tier 1 Capital Ratio 12.55 16.313
Tier 1 Capital Ratio 12.55 16.329
Total Capital Ratio 13.47 17.341

Timeline for Old Second National Bank

Station V, Llc

Station V, Llc became a new subsidiary organization for Old Second National Bank.

View Profile Jun 13 2013

Station Vii, Llc

Station Vii, Llc became a new subsidiary organization for Old Second National Bank.

View Profile May 02 2013

Station Vi, Llc

Station Vi, Llc became a new subsidiary organization for Old Second National Bank.

View Profile May 02 2013

Station Iv, Llc

Station Iv, Llc became a new subsidiary organization for Old Second National Bank.

View Profile Sep 28 2012

Station Iii, Llc

Station Iii, Llc became a new subsidiary organization for Old Second National Bank.

View Profile Jan 17 2012

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Complete timeline for Old Second National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Seller 343,538 Acquisition Discontinued 2/9/2008
Old Second Bank-Yorkville Seller 389,767 Pooling of Interests Discontinued 7/1/2007
Old Second Bank-Kane County Seller 418,827 Pooling of Interests Discontinued 7/1/2007
Old Second Mortgage Company Seller Pooling of Interests Discontinued 1/1/2007
Bank Of Sugar Grove Seller 44,920 Pooling of Interests Discontinued 2/25/2000
The Old Second Community Bank Of Aurora Seller 47,546 Pooling of Interests Discontinued 1/1/1999
The Old Second Community Bank Of North Aurora Seller 58,648 Pooling of Interests Discontinued 1/1/1999
First State Bank Of Maple Park Seller 61,078 Pooling of Interests Discontinued 6/13/1997
Relationships Role Relationship Start Relationship End
Old Second Bancorp, Inc. Parent 10/17/1998
Old Second Bancorp, Inc. Parent 6/13/1997 10/16/1998
Maple Park Bancshares, Inc. Parent 6/13/1997 10/16/1998
Old Second Bancorp, Inc. Parent 6/1/1982 6/12/1997
Old Second Affordable Housing Fund, Llc Subsidary 8/6/2004
Station I, Llc Subsidary 12/31/2008
Station Ii, Llc Subsidary 2/23/2010
River Street Advisors, Llc Subsidary 8/2/2010
Station Iii, Llc Subsidary 1/17/2012
Station Iv, Llc Subsidary 9/28/2012
Station Vii, Llc Subsidary 5/2/2013
Station Vi, Llc Subsidary 5/2/2013
Station V, Llc Subsidary 6/13/2013
Old Second Managment Llc Subsidary 10/2/2006 12/31/2009
Old Second Mortgage Company Subsidary 1/2/2002 12/31/2006
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