Old Second National Bank
Aurora, IL — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Old Second National Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 55,688 | 8,415 |
Income from Lease Financing Receivables | 483 | 4 |
173 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 92 | 20 |
Income on Loans and Leases (TE) | 56,263 | 8,470 |
Investment Interest Income (TE) | 17,026 | 1,438 |
Total Interest Income (TE) | 73,788 | 10,200 |
Total Interest Expense | 4,535 | 1,041 |
Net Interest Income (TE) | 69,253 | 9,113 |
Non-Interest Income | 29,265 | 2,030 |
Adjusted Operating Income (TE) | 98,518 | 11,316 |
Non-interest Expense | 63,265 | 7,442 |
Provision for Loan & Lease Losses | 750 | 307 |
Pretax Operating Income (TE) | 34,503 | 3,453 |
Pretax Net Operating Income (TE) | 32,290 | 3,554 |
Applicable Income Taxes | 11,730 | 569 |
Net Operating Income | 20,022 | 2,671 |
Net Income | 20,022 | 2,670 |
Cash Dividends Declared | — | 1,225 |
Retained Earnings | 20,022 | 1,214 |