Vitals
  • Total Assets
    418.8M 5.4 %
  • Total Deposits
    383.3M 5.5 %
  • Total Net Loans
    263.6M -3.3 %
  • Net Income
    1.6M -20.0 %
  • Book Value
    33.1M 3.0 %
  • Book Value x2
    66.1M 3.0 %
  • Book Value x3
    99.2M 3.0 %
ROAA

.782

ROAE

9.362

Efficiency Ratio

63.479

Net Interest Margin

2.884

Balance Sheet Highlights
Financial Highlights Old Second Bank-Kane County All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 418,827 182,896
Total Net Loans 263,628 124,493
Total Deposits 383,287 153,764
Total Equity 33,063 18,485
Profitability
Net Income 1,553 3,710
Return on Average Assets .782 1.139
Return on Average Equity 9.362 10.976
Net Interest Margin 2.884 3.662
Efficiency Ratio 63.479 67.545
Noninterest Income/Revenue 8.895 9.497
Balance Sheet Ratios
Loan-to-Deposit 68.781 75.193
Securities/Assets .196 .928
Total Equity/Total Assets .079 .101
Tangible Equity/Tangible Assets .074 -.029
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 31,587 17,441
Tier 2 Capital 2,175 1,352
Total Capital 33,761 18,856
Total Risk Weighted Assets 311,551 136,799
Leverage Ratio 8.04 10.395
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.14 15.301
Total Capital Ratio 10.84 16.303

Timeline for Old Second Bank-Kane County

Old Second National Bank

Old Second Bank-Kane County was acquired by Old Second National Bank 16 years

View Profile Jul 01 2007

Old Second Affordable Housing Fund, Llc

Old Second Affordable Housing Fund, Llc became a new subsidiary organization for Old Second Bank-Kane County.

View Profile Aug 06 2004

Burlington Bank

Acquisition: Old Second Bank-Kane County acquired a new subsidiary, Burlington Bank, 24 years

View Profile Feb 12 2000

Kane County Bancshares, Incorporated

Acquisition: Old Second Bank-Kane County acquired a new subsidiary, Kane County Bancshares, Incorporated , 29 years

View Profile Dec 14 1994

Old Second Bancorp, Inc.

Old Second Bancorp, Inc. became a new parent organization for Old Second Bank-Kane County.

View Profile Dec 14 1994

Want to see more?

Complete timeline for Old Second Bank-Kane County is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Old Second National Bank Buyer 2,091,948 Pooling of Interests Discontinued 7/1/2007
Burlington Bank Seller 44,747 Pooling of Interests Discontinued 2/12/2000
Kane County Bancshares, Incorporated Seller Discontinued 12/14/1994
Relationships Role Relationship Start Relationship End
Old Second Bancorp, Inc. Parent 12/14/1994 6/30/2007
Kane County Bancshares, Incorporated Parent 2/16/1983 12/13/1994
Old Second Affordable Housing Fund, Llc Subsidary 8/6/2004 6/30/2007
Similar Organizations
Organization City State Total Assets
Security Financial Bank
 		Durand WI 412.8M
Central Bank Of Sedalia
 		Sedalia MO 411.4M
Bankliberty
 		Liberty MO 431.1M
Pioneer Bank
 		Mapleton MN 403.3M
The Andover Bank
 		Andover OH 401.2M
The Hardin County Bank
 		Savannah TN 449.6M
Northwestern Bank
 		Chippewa Falls WI 418.1M
Evolve Bank & Trust
 		West Memphis AR 412.0M
Pointbank
 		Pilot Point TX 456.7M
Collegiate Peaks Bank
 		Buena Vista CO 429.1M