Old Second Bank-Kane County
Elburn, IL — Domestic Branch of a Domestic Bank
Acquired Jul 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Old Second Bank-Kane County | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 9,315 | 4,709 |
Income from Lease Financing Receivables | — | 1,071 |
15 | 86 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 45 |
Income on Loans and Leases (TE) | 9,321 | 4,765 |
Investment Interest Income (TE) | 1,927 | 1,038 |
Total Interest Income (TE) | 12,188 | 5,896 |
Total Interest Expense | 6,741 | 2,830 |
Net Interest Income (TE) | 5,447 | 3,086 |
Non-Interest Income | 1,190 | 619 |
Adjusted Operating Income (TE) | 6,637 | 3,783 |
Non-interest Expense | 4,213 | 2,368 |
Provision for Loan & Lease Losses | — | 575 |
Pretax Operating Income (TE) | 2,424 | 5,499 |
Pretax Net Operating Income (TE) | 2,424 | 5,608 |
Applicable Income Taxes | 638 | 2,061 |
Net Operating Income | 1,553 | 3,710 |
Net Income | 1,553 | 3,710 |
Cash Dividends Declared | 2,000 | 3,140 |
Retained Earnings | — | 2,043 |