Efficiency Ratio Over Time
Efficiency Ratio Old Second National Bank All Insured Commercial Banks in Illinois
12-31-2016 64.216 67.9
09-30-2016 65.909 67.646
06-30-2016 67.207 68.093
03-31-2016 68.108 69.015
12-31-2015 69.272 69.227
09-30-2015 70.216 68.548
06-30-2015 70.315 68.972
03-31-2015 68.238 69.878
12-31-2014 78.945 69.969
09-30-2014 79.584 69.35
06-30-2014 81.405 70.075
03-31-2014 80.087 70.96
12-31-2013 86.612 70.63
09-30-2013 87.252 70.13
06-30-2013 87.536 70.351
03-31-2013 88.09 71.443
12-31-2012 87.205 70.063
09-30-2012 87.348 68.769
06-30-2012 84.402 68.792
03-31-2012 80.935 68.884
12-31-2011 90.121 69.941
09-30-2011 87.436 68.923
06-30-2011 88.522 69.854
03-31-2011 89.769 70.062
12-31-2010 74.129 70.567
09-30-2010 75.751 69.213
06-30-2010 81.208 69.682
03-31-2010 79.923 71.112
12-31-2009 107.84 73.38
09-30-2009 124.036 71.202
06-30-2009 154.663 72.036
03-31-2009 60.616 69.904
12-31-2008 58.056 69.748
09-30-2008 58.151 68.193
06-30-2008 59.535 68.561
03-31-2008 62.855 69.396
12-31-2007 59.233 68.284
09-30-2007 59.634 67.285
06-30-2007 59.752 67.545
03-31-2007 60.344 68.287
12-31-2006 58.304 66.265
09-30-2006 58.586 65.369
06-30-2006 57.755 65.236
03-31-2006 58.762 65.409
12-31-2005 55.859 64.049
09-30-2005 56.346 63.135
06-30-2005 56.839 63.051
03-31-2005 58.208 63.149
12-31-2004 57.018 63.383
09-30-2004 57.33 62.952
06-30-2004 56.942 63.147
03-31-2004 58.241 63.481
12-31-2003 57.455 63.697
09-30-2003 57.754 62.506
06-30-2003 57.957 62.464
03-31-2003 59.225 62.651
12-31-2002 57.165 62.349