Vitals
  • Total Assets
    389.8M -0.9 %
  • Total Deposits
    351.3M -1.8 %
  • Total Net Loans
    291.4M 3.6 %
  • Net Income
    1.6M -23.2 %
  • Book Value
    33.1M 2.3 %
  • Book Value x2
    66.3M 2.3 %
  • Book Value x3
    99.4M 2.3 %
ROAA

.796

ROAE

9.413

Efficiency Ratio

65.654

Net Interest Margin

3.133

Balance Sheet Highlights
Financial Highlights Old Second Bank-Yorkville All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 389,767 182,896
Total Net Loans 291,437 124,493
Total Deposits 351,306 153,764
Total Equity 33,134 18,485
Profitability
Net Income 1,560 3,710
Return on Average Assets .796 1.139
Return on Average Equity 9.413 10.976
Net Interest Margin 3.133 3.662
Efficiency Ratio 65.654 67.545
Noninterest Income/Revenue 8.845 9.497
Balance Sheet Ratios
Loan-to-Deposit 82.958 75.193
Securities/Assets .155 .928
Total Equity/Total Assets .085 .101
Tangible Equity/Tangible Assets .085 -.029
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,591 17,441
Tier 2 Capital 3,004 1,352
Total Capital 36,593 18,856
Total Risk Weighted Assets 306,253 136,799
Leverage Ratio 8.57 10.395
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.97 15.301
Total Capital Ratio 11.95 16.303

Timeline for Old Second Bank-Yorkville

Old Second National Bank

Old Second Bank-Yorkville was acquired by Old Second National Bank 16 years

View Profile Jul 01 2007

Old Second Affordable Housing Fund, Llc

Old Second Affordable Housing Fund, Llc became a new subsidiary organization for Old Second Bank-Yorkville.

View Profile Aug 06 2004

Old Second Bancorp, Inc.

Old Second Bancorp, Inc. became a new parent organization for Old Second Bank-Yorkville.

View Profile Jul 15 1986

Yorkville Bancshares, Inc.

Yorkville Bancshares, Inc. became a new parent organization for Old Second Bank-Yorkville.

View Profile Nov 25 1980

Old Second Bank-Yorkville

Old Second Bank-Yorkville was established 122 years ago and is currently headquartered in Yorkville, IL.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Old Second National Bank Buyer 2,091,948 Pooling of Interests Discontinued 7/1/2007
Relationships Role Relationship Start Relationship End
Old Second Bancorp, Inc. Parent 7/15/1986 6/30/2007
Yorkville Bancshares, Inc. Parent 11/25/1980 7/14/1986
Old Second Affordable Housing Fund, Llc Subsidary 8/6/2004 6/30/2007
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