Vitals
  • Total Assets
    93.1M -14.4 %
  • Total Deposits
    74.8M -12.6 %
  • Total Net Loans
    74.2M -24.7 %
  • Net Income
  • Book Value
    9.1M 7.4 %
  • Book Value x2
    18.2M 7.4 %
  • Book Value x3
    27.3M 7.4 %
ROAA

ROAE

Efficiency Ratio

121.436

Net Interest Margin

2.84

Balance Sheet Highlights
Financial Highlights Oakland Commerce Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 93,132 222,528
Total Net Loans 74,243 173,963
Total Deposits 74,800 176,870
Total Equity 9,114 21,058
Profitability
Net Income — 1,647
Return on Average Assets — 1.187
Return on Average Equity — 6.967
Net Interest Margin 2.84 3.73
Efficiency Ratio 121.436 80.181
Noninterest Income/Revenue 4.538 38.557
Balance Sheet Ratios
Loan-to-Deposit 99.255 91.969
Securities/Assets .007 .499
Total Equity/Total Assets .098 .095
Tangible Equity/Tangible Assets .098 -.099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,943 19,359
Tier 2 Capital 1,063 2,318
Total Capital 9,006 21,368
Total Risk Weighted Assets 80,735 171,011
Leverage Ratio 8.4 9.601
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.84 12.906
Total Capital Ratio 11.16 14.091

Timeline for Oakland Commerce Bank

Talmer West Bank

Oakland Commerce Bank was acquired by Talmer West Bank 15 years

View Profile Mar 31 2009

Capitol Bancorp Ltd.

Capitol Bancorp Ltd. became a new parent organization for Oakland Commerce Bank.

View Profile Jul 07 1992

Amera Mortgage Corporation

Amera Mortgage Corporation became a new subsidiary organization for Oakland Commerce Bank.

View Profile Jul 06 1992

Oakland Commerce Bank

Oakland Commerce Bank was established 40 years ago and is currently headquartered in Farmington Hills, MI.

Feb 08 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Talmer West Bank Buyer 793,986 Pooling of Interests Discontinued 3/31/2009
Relationships Role Relationship Start Relationship End
Capitol Bancorp Ltd. Parent 7/7/1992 3/30/2009
Amera Mortgage Corporation Subsidary 7/6/1992 12/30/1992
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