Efficiency Ratio Over Time
Efficiency Ratio Oakland Commerce Bank All Insured Commercial Banks in Michigan
12-31-2008 121.436 80.181
09-30-2008 112.259 75.465
06-30-2008 111.611 75.619
03-31-2008 103.753 76.097
12-31-2007 69.636 72.221
09-30-2007 67.882 70.635
06-30-2007 68.657 69.92
03-31-2007 66.153 70.315
12-31-2006 55.185 66.877
09-30-2006 58.335 65.716
06-30-2006 56.528 66.171
03-31-2006 59.084 66.982
12-31-2005 48.595 64.078
09-30-2005 46.686 64.016
06-30-2005 47.221 63.808
03-31-2005 45.593 64.541
12-31-2004 48.2 64.329
09-30-2004 50.152 64.747
06-30-2004 51.385 65.538
03-31-2004 52.291 66.274
12-31-2003 47.711 63.66
09-30-2003 46.169 62.955
06-30-2003 46.639 63.034
03-31-2003 46.984 63.233
12-31-2002 47.614 62.526