Vitals
  • Total Assets
    462.1M 9.8 %
  • Total Deposits
    381.4M 9.2 %
  • Total Net Loans
    352.1M 12.5 %
  • Net Income
    2.5M 9.0 %
  • Book Value
    66.5M 4.2 %
  • Book Value x2
    133.0M 4.2 %
  • Book Value x3
    199.5M 4.2 %
ROAA

.575

ROAE

3.823

Efficiency Ratio

72.217

Net Interest Margin

3.045

Balance Sheet Highlights
Financial Highlights Norwood Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 462,069 761,274
Total Net Loans 352,110 592,852
Total Deposits 381,443 596,855
Total Equity 66,496 82,059
Profitability
Net Income 2,500 4,648
Return on Average Assets .575 .538
Return on Average Equity 3.823 4.944
Net Interest Margin 3.045 3.143
Efficiency Ratio 72.217 77.098
Noninterest Income/Revenue 11.257 14.538
Balance Sheet Ratios
Loan-to-Deposit 92.31 95.714
Securities/Assets .128 .124
Total Equity/Total Assets .144 .108
Tangible Equity/Tangible Assets .142 .106
Capital Adequacy
Tier 1 Common Capital 65,609 80,540
Tier 1 Capital 65,609 80,580
Tier 2 Capital 3,205 5,839
Total Capital 68,814 86,408
Total Risk Weighted Assets 334,759 559,688
Leverage Ratio 14.8 10.827
Common Equity Tier 1 Capital Ratio 19.6 15.478
Tier 1 Capital Ratio 19.6 15.53
Total Capital Ratio 20.56 16.563

Timeline for Norwood Co-Operative Bank

1889 Financial Services Corporation

1889 Financial Services Corporation became a new parent organization for Norwood Co-Operative Bank.

View Profile Mar 31 2010

Norwood Co-Operative Bank

Norwood Co-Operative Bank was established 135 years ago and is currently headquartered in Norwood, MA.

Jan 01 1889
Relationships Role Relationship Start Relationship End
1889 Financial Services Corporation Parent 3/31/2010
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