Vitals
  • Total Assets
    286.0M -15.3 %
  • Total Deposits
    259.0M -15.7 %
  • Total Net Loans
    91.3M -15.1 %
  • Net Income
    -1198000.0000 9.2 %
  • Book Value
    6.0M -22.6 %
  • Book Value x2
    12.1M -22.6 %
  • Book Value x3
    18.1M -22.6 %
ROAA

-.809

ROAE

-31.319

Efficiency Ratio

123.181

Net Interest Margin

2.567

Balance Sheet Highlights
Financial Highlights Northwest Georgia Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 285,985 232,368
Total Net Loans 91,275 143,723
Total Deposits 259,038 199,681
Total Equity 6,030 24,789
Profitability
Net Income -1,198 1,142
Return on Average Assets -.809 .825
Return on Average Equity -31.319 7.518
Net Interest Margin 2.567 3.947
Efficiency Ratio 123.181 74.924
Noninterest Income/Revenue 30.016 18.102
Balance Sheet Ratios
Loan-to-Deposit 35.236 71.011
Securities/Assets .501 .177
Total Equity/Total Assets .021 .107
Tangible Equity/Tangible Assets .021 .105
Capital Adequacy
Tier 1 Common Capital 9,101 23,517
Tier 1 Capital 9,101 23,604
Tier 2 Capital 1,795 1,812
Total Capital 10,896 25,506
Total Risk Weighted Assets 141,125 158,138
Leverage Ratio 3.1 10.407
Common Equity Tier 1 Capital Ratio 6.45 15.631
Tier 1 Capital Ratio 6.45 15.745
Total Capital Ratio 7.72 16.93

Timeline for Northwest Georgia Bank

Firstbank

Northwest Georgia Bank was acquired by Firstbank 8 years

View Profile Sep 19 2015

N W Services Corporation

N W Services Corporation became a new parent organization for Northwest Georgia Bank.

View Profile Feb 08 1984

Northwest Georgia Bank

Northwest Georgia Bank was established 119 years ago and is currently headquartered in Ringgold, GA.

Aug 01 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Firstbank Buyer 3,184,150 Acquisition Discontinued 9/19/2015
Relationships Role Relationship Start Relationship End
N W Services Corporation Parent 2/8/1984 9/18/2015
Similar Organizations
Organization City State Total Assets
Pineland Bank
 		Alma GA 286.4M
Bank Of Idaho
 		Idaho Falls ID 286.7M
Peoples Bank Of Kentucky, Inc.
 		Flemingsburg KY 284.9M
Town & Country Bank And Trust Company
 		Bardstown KY 284.3M
The Farmers Savings Bank
 		Spencer OH 283.7M
Community First Bank
 		Kennewick WA 282.1M
The Fountain Trust Company
 		Covington IN 289.9M
Prime Meridian Bank
 		Tallahassee FL 290.1M
Farmers-Merchants Bank & Trust Company
 		Breaux Bridge LA 281.8M
Pinnacle Bank
 		Gilroy CA 281.7M