Vitals
  • Total Assets
    588.0M 28.1 %
  • Total Deposits
    509.1M 38.9 %
  • Total Net Loans
    501.5M 26.4 %
  • Net Income
    14.5M 18.9 %
  • Book Value
    57.4M 33.2 %
  • Book Value x2
    114.9M 33.2 %
  • Book Value x3
    172.3M 33.2 %
ROAA

2.743

ROAE

29.624

Efficiency Ratio

67.422

Net Interest Margin

4.286

Balance Sheet Highlights
Financial Highlights Northpointe Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 587,956 330,697
Total Net Loans 501,547 227,599
Total Deposits 509,140 278,247
Total Equity 57,441 33,935
Profitability
Net Income 14,461 3,589
Return on Average Assets 2.743 .954
Return on Average Equity 29.624 8.772
Net Interest Margin 4.286 3.821
Efficiency Ratio 67.422 71.925
Noninterest Income/Revenue 66.025 24.061
Balance Sheet Ratios
Loan-to-Deposit 98.509 76.845
Securities/Assets .012 .16
Total Equity/Total Assets .098 .103
Tangible Equity/Tangible Assets .068 .098
Capital Adequacy
Tier 1 Common Capital 50,195 32,553
Tier 1 Capital 50,195 32,664
Tier 2 Capital 3,763 2,479
Total Capital 53,958 35,133
Total Risk Weighted Assets 493,138 242,208
Leverage Ratio 8.18 10.341
Common Equity Tier 1 Capital Ratio 10.18 15.339
Tier 1 Capital Ratio 10.18 15.393
Total Capital Ratio 10.94 16.423

Timeline for Northpointe Bank

Northpointe Park, Llc

Northpointe Park, Llc became a new subsidiary organization for Northpointe Bank.

View Profile Sep 30 2004

Npb Mortgage Company, Llc

Npb Mortgage Company, Llc became a new subsidiary organization for Northpointe Bank.

View Profile Apr 01 2001

Npb Insurance Services, Inc.

Npb Insurance Services, Inc. became a new subsidiary organization for Northpointe Bank.

View Profile Jun 29 2000

Northpointe Bank

Northpointe Bank was established 25 years ago and is currently headquartered in Grand Rapids, MI.

May 21 1999

Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc. became a new parent organization for Northpointe Bank.

View Profile May 21 1999
Relationships Role Relationship Start Relationship End
Northpointe Bancshares, Inc. Parent 5/21/1999
Npb Insurance Services, Inc. Subsidary 6/30/2007
Npb Mortgage Company, Llc Subsidary 4/1/2001 3/30/2012
Northpointe Park, Llc Subsidary 9/30/2004 2/12/2009
Npb Insurance Services, Inc. Subsidary 6/29/2000 6/29/2007
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