Vitals
  • Total Assets
    196.9M 0.1 %
  • Total Deposits
    170.3M -0.4 %
  • Total Net Loans
    158.2M -0.7 %
  • Net Income
    182000.0000 -92.3 %
  • Book Value
    23.9M 37.3 %
  • Book Value x2
    47.9M 37.3 %
  • Book Value x3
    71.8M 37.3 %
ROAA

1.113

ROAE

11.661

Efficiency Ratio

79.588

Net Interest Margin

4.852

Balance Sheet Highlights
Financial Highlights Northland Financial All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 196,855 223,981
Total Net Loans 158,241 151,971
Total Deposits 170,319 187,605
Total Equity 23,936 22,305
Profitability
Net Income 182 2,472
Return on Average Assets 1.113 1.338
Return on Average Equity 11.661 13.53
Net Interest Margin 4.852 3.912
Efficiency Ratio 79.588 60.55
Noninterest Income/Revenue 7.865 14.923
Balance Sheet Ratios
Loan-to-Deposit 92.909 81.523
Securities/Assets .101 .195
Total Equity/Total Assets .122 .1
Tangible Equity/Tangible Assets .087 .095
Capital Adequacy
Tier 1 Common Capital 18,475 20,897
Tier 1 Capital 18,475 20,897
Tier 2 Capital 14 1,843
Total Capital 18,489 22,738
Total Risk Weighted Assets 157,744 169,682
Leverage Ratio 9.83 9.633
Common Equity Tier 1 Capital Ratio 11.71 13.024
Tier 1 Capital Ratio 11.71 13.024
Total Capital Ratio 11.72 14.043

Timeline for Northland Financial

Choice Financial Group

Northland Financial was acquired by Choice Financial Group 8 years

View Profile Oct 24 2015

Choice Financial Holdings, Inc.

Choice Financial Holdings, Inc. became a new parent organization for Northland Financial.

View Profile Aug 31 2015

Midwest Leasing, Inc.

Midwest Leasing, Inc. became a new subsidiary organization for Northland Financial.

View Profile Mar 01 2000

H.O.M.E., Inc.

H.O.M.E., Inc. became a new parent organization for Northland Financial.

View Profile Dec 31 1970

Northland Financial

Northland Financial was established 92 years ago and is currently headquartered in Steele, ND.

Jan 01 1932
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Choice Financial Group Buyer 1,151,661 Pooling of Interests Discontinued 10/24/2015
Relationships Role Relationship Start Relationship End
Choice Financial Holdings, Inc. Parent 8/31/2015 10/23/2015
H.O.M.E., Inc. Parent 3/15/1995 8/30/2015
H.O.M.E., Inc. Parent 5/31/1994 3/14/1995
H.O.M.E., Inc. Parent 12/31/1990 5/30/1994
H.O.M.E., Inc. Parent 12/31/1970 12/30/1990
Midwest Leasing, Inc. Subsidary 6/30/2007 10/23/2015
Midwest Leasing, Inc. Subsidary 3/1/2000 6/29/2007
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