Vitals
  • Total Assets
    289.0M -2.5 %
  • Total Deposits
    252.4M -2.8 %
  • Total Net Loans
    122.8M 0.9 %
  • Net Income
    2.8M 6.4 %
  • Book Value
    31.2M 2.2 %
  • Book Value x2
    62.5M 2.2 %
  • Book Value x3
    93.7M 2.2 %
ROAA

.98

ROAE

9.174

Efficiency Ratio

59.858

Net Interest Margin

2.225

Balance Sheet Highlights
Financial Highlights Northern State Bank Of Thief River Falls All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 288,979 147,703
Total Net Loans 122,803 97,223
Total Deposits 252,365 126,600
Total Equity 31,245 15,565
Profitability
Net Income 2,826 1,683
Return on Average Assets .98 1.08
Return on Average Equity 9.174 9.905
Net Interest Margin 2.225 3.845
Efficiency Ratio 59.858 68.21
Noninterest Income/Revenue 11.07 13.68
Balance Sheet Ratios
Loan-to-Deposit 48.661 75.205
Securities/Assets .235 .174
Total Equity/Total Assets .108 .105
Tangible Equity/Tangible Assets .108 .103
Capital Adequacy
Tier 1 Common Capital 31,266 15,225
Tier 1 Capital 31,266 15,232
Tier 2 Capital 1,607 1,135
Total Capital 32,873 16,386
Total Risk Weighted Assets 127,452 105,251
Leverage Ratio 10.77 10.475
Common Equity Tier 1 Capital Ratio 24.53 15.3
Tier 1 Capital Ratio 24.53 15.308
Total Capital Ratio 25.79 16.398

Timeline for Northern State Bank Of Thief River Falls

First Federal Savings And Loan Association Of Thief River Falls

Acquisition: Northern State Bank Of Thief River Falls acquired a new subsidiary, First Federal Savings And Loan Association Of Thief River Falls, 32 years

View Profile Aug 10 1991

Gato Holdings, Inc.

Gato Holdings, Inc. became a new parent organization for Northern State Bank Of Thief River Falls.

View Profile Aug 08 1991

Northern State Bank Of Thief River Falls

Northern State Bank Of Thief River Falls was established 88 years ago and is currently headquartered in Thief River Falls, MN.

Aug 24 1935
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings And Loan Association Of Thief River Falls Seller 54,605 Failure 8/10/1991
Relationships Role Relationship Start Relationship End
Gato Holdings, Inc. Parent 8/8/1991
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