Vitals
  • Total Assets
    143.7M -2.8 %
  • Total Deposits
    125.7M -3.7 %
  • Total Net Loans
    114.1M 7.6 %
  • Net Income
    3.2M -8.5 %
  • Book Value
    17.7M 4.9 %
  • Book Value x2
    35.4M 4.9 %
  • Book Value x3
    53.1M 4.9 %
ROAA

2.146

ROAE

18.382

Efficiency Ratio

57.517

Net Interest Margin

5.081

Balance Sheet Highlights
Financial Highlights North Valley Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 143,722 406,389
Total Net Loans 114,098 257,573
Total Deposits 125,713 344,879
Total Equity 17,689 40,990
Profitability
Net Income 3,180 4,034
Return on Average Assets 2.146 1.068
Return on Average Equity 18.382 9.983
Net Interest Margin 5.081 3.933
Efficiency Ratio 57.517 70.399
Noninterest Income/Revenue 7.112 23.071
Balance Sheet Ratios
Loan-to-Deposit 90.761 73.804
Securities/Assets .035 .203
Total Equity/Total Assets .123 .101
Tangible Equity/Tangible Assets .123 .096
Capital Adequacy
Tier 1 Common Capital 17,689 39,094
Tier 1 Capital 17,689 39,135
Tier 2 Capital 1,244 3,076
Total Capital 18,933 42,210
Total Risk Weighted Assets 99,247 288,026
Leverage Ratio 12 10.22
Common Equity Tier 1 Capital Ratio 17.82 15.667
Tier 1 Capital Ratio 17.82 15.699
Total Capital Ratio 19.08 16.831

Timeline for North Valley Bank

North Valley Building Corporation

North Valley Building Corporation became a new subsidiary organization for North Valley Bank.

View Profile Dec 31 1976

Citizens Investment Company

Citizens Investment Company became a new parent organization for North Valley Bank.

View Profile Nov 17 1972

North Valley Bank

North Valley Bank was established 61 years ago and is currently headquartered in Thornton, CO.

Feb 25 1963
Relationships Role Relationship Start Relationship End
Citizens Investment Company Parent 10/31/1997
Citizens Investment Company Parent 12/28/1993 10/30/1997
Citizens Investment Company Parent 12/31/1983 12/27/1993
Citizens Investment Company Parent 12/31/1982 12/30/1983
Citizens Investment Company Parent 12/31/1981 12/30/1982
Citizens Investment Company Parent 12/31/1980 12/30/1981
Citizens Investment Company Parent 12/31/1979 12/30/1980
Citizens Investment Company Parent 11/17/1972 12/30/1979
North Valley Building Corporation Subsidary 12/31/1976 12/31/1997
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