Vitals
  • Total Assets
    762.4M 4.3 %
  • Total Deposits
    512.3M 1.3 %
  • Total Net Loans
    599.4M 6.5 %
  • Net Income
    5.9M 16.5 %
  • Book Value
    118.6M 4.4 %
  • Book Value x2
    237.2M 4.4 %
  • Book Value x3
    355.7M 4.4 %
ROAA

.79

ROAE

5.052

Efficiency Ratio

67.644

Net Interest Margin

3.402

Balance Sheet Highlights
Financial Highlights Newburyport Five Cents Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 762,398 761,274
Total Net Loans 599,431 592,852
Total Deposits 512,328 596,855
Total Equity 118,577 82,059
Profitability
Net Income 5,868 4,648
Return on Average Assets .79 .538
Return on Average Equity 5.052 4.944
Net Interest Margin 3.402 3.143
Efficiency Ratio 67.644 77.098
Noninterest Income/Revenue 5.362 14.538
Balance Sheet Ratios
Loan-to-Deposit 117.001 95.714
Securities/Assets .149 .124
Total Equity/Total Assets .156 .108
Tangible Equity/Tangible Assets .155 .106
Capital Adequacy
Tier 1 Common Capital 116,417 80,540
Tier 1 Capital 116,417 80,580
Tier 2 Capital 6,634 5,839
Total Capital 123,051 86,408
Total Risk Weighted Assets 656,182 559,688
Leverage Ratio 15.3 10.827
Common Equity Tier 1 Capital Ratio 17.74 15.478
Tier 1 Capital Ratio 17.74 15.53
Total Capital Ratio 18.75 16.563

Timeline for Newburyport Five Cents Savings Bank

Newburyport Five Cents Bancorp Inc

Newburyport Five Cents Bancorp Inc became a new parent organization for Newburyport Five Cents Savings Bank.

View Profile Nov 30 2011

Newburyport Five Securities Corporation I

Newburyport Five Securities Corporation I became a new subsidiary organization for Newburyport Five Cents Savings Bank.

View Profile Nov 30 2011

Newburyport Five Securities Corporation Ii

Newburyport Five Securities Corporation Ii became a new subsidiary organization for Newburyport Five Cents Savings Bank.

View Profile Nov 30 2011

Newburyport Five Cents Savings Bank

Newburyport Five Cents Savings Bank was established 170 years ago and is currently headquartered in Newburyport, MA.

Apr 01 1854
Relationships Role Relationship Start Relationship End
Newburyport Five Cents Bancorp Inc Parent 11/30/2011
Newburyport Five Securities Corporation I Subsidary 11/30/2011
Newburyport Five Securities Corporation Ii Subsidary 11/30/2011
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