Efficiency Ratio Over Time
Efficiency Ratio Newburyport Five Cents Savings Bank All Insured Savings Banks in Massachusetts
12-31-2016 67.644 77.098
09-30-2016 66.591 77.297
06-30-2016 67.318 78.59
03-31-2016 67.509 79.584
12-31-2015 68.408 79.378
09-30-2015 67.376 79.531
06-30-2015 66.766 80.074
03-31-2015 66.756 80.461
12-31-2014 68.225 80.704
09-30-2014 69.247 80.584
06-30-2014 71.675 81.021
03-31-2014 68.016 81.895
12-31-2013 63.075 80.194
09-30-2013 67.284 80.207
06-30-2013 66.39 80.05
03-31-2013 64.145 79.443
12-31-2012 62.906 77.442
09-30-2012 64.271 77.213
06-30-2012 66.643 77.957
03-31-2012 62.284 78.062
12-31-2011 62.709 78.699
09-30-2011 58.645 79.047
06-30-2011 57.062 79.861
03-31-2011 53.45 80.018
12-31-2010 58.726 75.963
09-30-2010 58.414 75.416
06-30-2010 56.975 75.969
03-31-2010 59.346 76.305
12-31-2009 60.691 80.242
09-30-2009 65.009 80.999
06-30-2009 66.981 82.014
03-31-2009 71.022 81.524
12-31-2008 63.259 80.752
09-30-2008 63.067 81.266
06-30-2008 61.95 82.888
03-31-2008 59.765 84.734
12-31-2007 58.231 82.628
09-30-2007 61.232 82.205
06-30-2007 58.076 82.132
03-31-2007 57.493 82.446
12-31-2006 59.617 78.404
09-30-2006 63.046 77.374
06-30-2006 54.415 77.339
03-31-2006 56.426 76.706
12-31-2005 57.356 73.373
09-30-2005 60.742 72.587
06-30-2005 51.735 72.698
03-31-2005 49.867 72.8
12-31-2004 57.557 73.091
09-30-2004 59.282 72.798
06-30-2004 63.013 72.643
03-31-2004 51.156 72.407
12-31-2003 56.311 69.769
09-30-2003 51.259 68.698
06-30-2003 51.021 68.186
03-31-2003 48.166 67.955
12-31-2002 48.543 66.262