Vitals
  • Total Assets
    6.6B 1.5 %
  • Total Deposits
    5.0B 18.4 %
  • Total Net Loans
    4.8B 4.3 %
  • Net Income
    64.1M 18.0 %
  • Book Value
    744.3M 7.4 %
  • Book Value x2
    1.5B 7.4 %
  • Book Value x3
    2.2B 7.4 %
ROAA

.966

ROAE

8.891

Efficiency Ratio

58.334

Net Interest Margin

3.338

Balance Sheet Highlights
Financial Highlights National Bank Of The Commonwealth All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 6,642,231 784,148
Total Net Loans 4,836,195 559,183
Total Deposits 4,978,098 637,080
Total Equity 744,291 81,247
Profitability
Net Income 64,058 6,303
Return on Average Assets .966 .785
Return on Average Equity 8.891 7.431
Net Interest Margin 3.338 3.473
Efficiency Ratio 58.334 69.514
Noninterest Income/Revenue 22.871 18.146
Balance Sheet Ratios
Loan-to-Deposit 97.15 86.432
Securities/Assets .171 .178
Total Equity/Total Assets .112 .104
Tangible Equity/Tangible Assets .083 .094
Capital Adequacy
Tier 1 Common Capital 562,784 72,881
Tier 1 Capital 562,784 73,172
Tier 2 Capital 54,292 6,143
Total Capital 617,076 79,518
Total Risk Weighted Assets 5,580,235 578,873
Leverage Ratio 8.79 9.899
Common Equity Tier 1 Capital Ratio 10.09 13.811
Tier 1 Capital Ratio 10.09 13.878
Total Capital Ratio 11.06 15.103

Timeline for National Bank Of The Commonwealth

First Community Bank

Acquisition: National Bank Of The Commonwealth acquired a new subsidiary, First Community Bank, 8 years

View Profile Oct 01 2015

First Commonwealth Preffered, Llc

First Commonwealth Preffered, Llc became a new subsidiary organization for National Bank Of The Commonwealth.

View Profile Dec 17 2008

Laurel Financial Group, Inc.

Acquisition: National Bank Of The Commonwealth acquired a new subsidiary, Laurel Financial Group, Inc. , 17 years

View Profile Sep 29 2006

Laurel Savings Bank

Acquisition: National Bank Of The Commonwealth acquired a new subsidiary, Laurel Savings Bank, 17 years

View Profile Aug 29 2006

Laurel Financial Group, Inc.

Laurel Financial Group, Inc. became a new subsidiary organization for National Bank Of The Commonwealth.

View Profile Aug 29 2006

Want to see more?

Complete timeline for National Bank Of The Commonwealth is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank Seller 102,767 Acquisition Discontinued 10/1/2015
Laurel Financial Group, Inc. Seller Pooling of Interests Discontinued 9/29/2006
Laurel Savings Bank Seller 320,526 Acquisition Discontinued 8/29/2006
First Commonwealth Systems Corporation Seller Pooling of Interests Discontinued 1/1/2006
First Commonwealth Trust Company Seller Pooling of Interests Discontinued 1/1/2006
First Commonwealth Professional Resources, Inc. Seller Pooling of Interests Discontinued 1/1/2006
Great American Federal Seller 892,906 Acquisition Discontinued 5/25/2004
Pittsburgh Savings Bank Seller 373,465 Acquisition Discontinued 12/5/2003
First National Bank Of Westmoreland Seller Pooling of Interests Discontinued 10/15/2002
Reliable Savings Bank Seller 164,123 Pooling of Interests Discontinued 9/27/1997
Unitas National Bank Seller 153,779 Pooling of Interests Discontinued 11/14/1995
Peoples Bank And Trust Company Seller 110,558 Pooling of Interests Discontinued 11/14/1995
Peoples Bank Of Western Pennsylvania Seller 177,419 Pooling of Interests Discontinued 11/14/1995
First National Bank Of Leechburg Seller 183,509 Pooling of Interests Discontinued 11/14/1995
Downtown Dubois Office Seller Pooling of Interests Discontinued 11/14/1995
Central Bank Seller 278,588 Pooling of Interests Discontinued 11/14/1995
Cenwest National Bank Seller 393,461 Pooling of Interests Discontinued 11/14/1995
The Houtzdale Bank Seller 10,623 Discontinued 11/18/1974
Farmers And Merchants Bank Of Cherry Tree, Pa. Seller Discontinued 9/11/1972
First National Bank At Patton Seller Discontinued 1/1/1972
Kiski Valley National Bank Seller Discontinued 1/4/1971
Conemaugh Valley Bank Seller Discontinued 12/28/1967
Union Deposit Bank Seller Discontinued 2/8/1960
Relationships Role Relationship Start Relationship End
First Commonwealth Financial Corporation Parent 4/29/1983
First Commonwealth Insurance Agency Subsidary 6/30/2007
First Commonwealth Preffered, Llc Subsidary 12/17/2008 9/29/2016
First Commonwealth Home Mortgage, Llc Subsidary 4/21/2006 8/10/2012
First Commonwealth Insurance Agency Subsidary 1/1/1998 6/29/2007
Laurel Financial Group, Inc. Subsidary 8/29/2006 9/28/2006
Duff School Limited Partnership Subsidary 10/15/2002 10/15/2002
Walnut Avenue Associates, L.P. Subsidary 10/15/2002 10/15/2002
Similar Organizations
Organization City State Total Assets
The Malvern National Bank
 		Malvern AR 511.2M
Kleberg Bank, N.A.
 		Kingsville TX 513.4M
The Northumberland National Bank
 		Northumberland PA 498.2M
First National Bank And Trust Company Of Ardmore
 		Ardmore OK 490.7M
The First National Bank Of Albany
 		Albany TX 488.6M
The First National Bank In Staunton
 		Staunton IL 497.0M
The Fairfield National Bank
 		Fairfield IL 496.1M
First National Bank North
 		Walker MN 518.3M
The First National Bank Of Mcminnville
 		Mcminnville TN 484.7M
First & Farmers National Bank, Inc.
 		Somerset KY 503.4M