Vitals
  • Total Assets
    238.4M 4.7 %
  • Total Deposits
    213.3M 4.7 %
  • Total Net Loans
    79.6M -8.1 %
  • Net Income
    3.5M 5.6 %
  • Book Value
    25.0M 5.5 %
  • Book Value x2
    50.0M 5.5 %
  • Book Value x3
    75.0M 5.5 %
ROAA

1.483

ROAE

14.213

Efficiency Ratio

59.957

Net Interest Margin

3.759

Balance Sheet Highlights
Financial Highlights Montrosebank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 238,443 285,288
Total Net Loans 79,646 162,839
Total Deposits 213,291 242,795
Total Equity 25,002 29,717
Profitability
Net Income 3,463 2,614
Return on Average Assets 1.483 .892
Return on Average Equity 14.213 8.613
Net Interest Margin 3.759 3.847
Efficiency Ratio 59.957 74.059
Noninterest Income/Revenue 14.02 20.951
Balance Sheet Ratios
Loan-to-Deposit 37.342 67.173
Securities/Assets .559 .223
Total Equity/Total Assets .105 .104
Tangible Equity/Tangible Assets .101 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,961 27,637
Tier 2 Capital 1,004 2,117
Total Capital 23,965 29,750
Total Risk Weighted Assets 100,474 188,945
Leverage Ratio 9.7 10.054
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22.85 16.442
Total Capital Ratio 23.85 17.625

Timeline for Montrosebank

Bank Of Colorado

Montrosebank was acquired by Bank Of Colorado 9 years

View Profile Feb 02 2015

First Mountain Company

First Mountain Company became a new parent organization for Montrosebank.

View Profile May 24 1995

Mountain Credit

Acquisition: Montrosebank acquired a new subsidiary, Mountain Credit , 38 years

View Profile Oct 01 1985

Mountain Credit

Mountain Credit became a new parent organization for Montrosebank.

View Profile Jul 25 1984

Montrosebank

Montrosebank was established 53 years ago and is currently headquartered in Montrose, CO.

Apr 23 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Colorado Buyer 3,203,351 Acquisition Discontinued 2/2/2015
Mountain Credit Seller Discontinued 10/1/1985
Relationships Role Relationship Start Relationship End
First Mountain Company Parent 5/24/1995 2/1/2015
Mountain Credit Parent 12/31/1984 9/30/1985
Mountain Credit Parent 7/25/1984 12/30/1984
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