Vitals
  • Total Assets
    35.4M -2.1 %
  • Total Deposits
    28.8M -9.9 %
  • Total Net Loans
    18.1M 16.5 %
  • Net Income
    358000.0000 67.3 %
  • Book Value
    4.4M 7.6 %
  • Book Value x2
    8.8M 7.6 %
  • Book Value x3
    13.2M 7.6 %
ROAA

.984

ROAE

8.432

Efficiency Ratio

60.385

Net Interest Margin

3.538

Balance Sheet Highlights
Financial Highlights Montezuma State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 35,390 198,346
Total Net Loans 18,123 133,864
Total Deposits 28,755 165,124
Total Equity 4,405 22,060
Profitability
Net Income 358 2,310
Return on Average Assets .984 1.15
Return on Average Equity 8.432 9.92
Net Interest Margin 3.538 3.587
Efficiency Ratio 60.385 60.34
Noninterest Income/Revenue 29.017 13.494
Balance Sheet Ratios
Loan-to-Deposit 63.026 77.091
Securities/Assets .304 .197
Total Equity/Total Assets .124 .111
Tangible Equity/Tangible Assets .113 .107
Capital Adequacy
Tier 1 Common Capital 4,070 21,135
Tier 1 Capital 4,070 21,140
Tier 2 Capital 218 1,625
Total Capital 4,288 22,777
Total Risk Weighted Assets 20,788 151,308
Leverage Ratio 11.19 10.944
Common Equity Tier 1 Capital Ratio 19.58 15.631
Tier 1 Capital Ratio 19.58 15.631
Total Capital Ratio 20.63 16.675

Timeline for Montezuma State Bank

Chief Iowa Investment Corporation

Chief Iowa Investment Corporation became a new parent organization for Montezuma State Bank.

View Profile Aug 21 2013

Kercheval Limited Partnership

Kercheval Limited Partnership became a new parent organization for Montezuma State Bank.

View Profile Oct 19 1999

Montezuma State Bank

Montezuma State Bank was established 133 years ago and is currently headquartered in Montezuma, IA.

Jan 10 1891
Relationships Role Relationship Start Relationship End
Chief Iowa Investment Corporation Parent 8/21/2013
Kercheval Limited Partnership Parent 10/19/1999 1/11/2007
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