Vitals
  • Total Assets
    1.1B 63.9 %
  • Total Deposits
    876.5M 54.8 %
  • Total Net Loans
    961.9M 70.4 %
  • Net Income
    20.3M 22.1 %
  • Book Value
    104.4M 19.5 %
  • Book Value x2
    208.8M 19.5 %
  • Book Value x3
    313.2M 19.5 %
ROAA

2.438

ROAE

21.225

Efficiency Ratio

44.353

Net Interest Margin

4.862

Balance Sheet Highlights
Financial Highlights Metro City Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,102,606 256,123
Total Net Loans 961,877 160,108
Total Deposits 876,529 221,413
Total Equity 104,405 27,434
Profitability
Net Income 20,328 2,812
Return on Average Assets 2.438 .99
Return on Average Equity 21.225 8.811
Net Interest Margin 4.862 4.031
Efficiency Ratio 44.353 72.067
Noninterest Income/Revenue 31.438 19.316
Balance Sheet Ratios
Loan-to-Deposit 109.737 70.662
Securities/Assets .025 .165
Total Equity/Total Assets .095 .107
Tangible Equity/Tangible Assets .087 .105
Capital Adequacy
Tier 1 Common Capital 103,573 26,376
Tier 1 Capital 103,573 26,452
Tier 2 Capital 5,471 1,919
Total Capital 109,044 28,453
Total Risk Weighted Assets 753,207 174,280
Leverage Ratio 10.16 10.62
Common Equity Tier 1 Capital Ratio 13.75 16.191
Tier 1 Capital Ratio 13.75 16.286
Total Capital Ratio 14.48 17.433

Timeline for Metro City Bank

Metrocity Bankshares, Inc.

Metrocity Bankshares, Inc. became a new parent organization for Metro City Bank.

View Profile Dec 31 2014

Global Commerce Bank

Acquisition: Metro City Bank acquired a new subsidiary, Global Commerce Bank, 12 years

View Profile Mar 03 2012

Metro City Bank

Metro City Bank was established 18 years ago and is currently headquartered in Doraville, GA.

Apr 04 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Global Commerce Bank Seller 143,678 Failure 3/3/2012
Relationships Role Relationship Start Relationship End
Metrocity Bankshares, Inc. Parent 12/31/2014
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