Vitals
  • Total Assets
    983.7M 10.6 %
  • Total Deposits
    795.9M 14.6 %
  • Total Net Loans
    667.0M 17.3 %
  • Net Income
    9.4M 17.5 %
  • Book Value
    84.8M 0.5 %
  • Book Value x2
    169.6M 0.5 %
  • Book Value x3
    254.4M 0.5 %
ROAA

1.013

ROAE

10.766

Efficiency Ratio

82.981

Net Interest Margin

3.18

Balance Sheet Highlights
Financial Highlights Commonwealth Bank And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 983,700 275,102
Total Net Loans 666,964 177,820
Total Deposits 795,876 227,063
Total Equity 84,816 30,287
Profitability
Net Income 9,370 2,592
Return on Average Assets 1.013 .944
Return on Average Equity 10.766 8.074
Net Interest Margin 3.18 3.847
Efficiency Ratio 82.981 70.925
Noninterest Income/Revenue 48.425 17.219
Balance Sheet Ratios
Loan-to-Deposit 83.803 76.952
Securities/Assets .239 .219
Total Equity/Total Assets .086 .11
Tangible Equity/Tangible Assets .08 .107
Capital Adequacy
Tier 1 Common Capital 88,747 29,354
Tier 1 Capital 88,747 29,354
Tier 2 Capital 6,696 2,092
Total Capital 95,443 31,454
Total Risk Weighted Assets 707,954 190,479
Leverage Ratio 9.25 11.285
Common Equity Tier 1 Capital Ratio 12.54 17.115
Tier 1 Capital Ratio 12.54 17.115
Total Capital Ratio 13.48 18.174

Timeline for Commonwealth Bank And Trust Company

First Security Trust Bank, Inc.

Acquisition: Commonwealth Bank And Trust Company acquired a new subsidiary, First Security Trust Bank, Inc., 9 years

View Profile Jul 01 2014

Commonwealth Bank And Trust Company

Acquisition: Commonwealth Bank And Trust Company acquired a new subsidiary, Commonwealth Bank And Trust Company, 22 years

View Profile Apr 01 2002

Commonwealth Bancshares, Inc.

Commonwealth Bancshares, Inc. became a new parent organization for Commonwealth Bank And Trust Company.

View Profile May 21 1981

Commonwealth Bank And Trust Company

Commonwealth Bank And Trust Company was established 137 years ago and is currently headquartered in Louisville, KY.

Jan 01 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Security Trust Bank, Inc. Seller 82,289 Pooling of Interests Discontinued 7/1/2014
Commonwealth Bank And Trust Company Seller 293,311 Pooling of Interests Discontinued 4/1/2002
Relationships Role Relationship Start Relationship End
Commonwealth Bancshares, Inc. Parent 5/21/1981
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