Vitals
  • Total Assets
    982.9M 0.2 %
  • Total Deposits
    734.0M 1.0 %
  • Total Net Loans
    515.0M 1.0 %
  • Net Income
    9.2M 0.4 %
  • Book Value
    101.0M -0.3 %
  • Book Value x2
    202.1M -0.3 %
  • Book Value x3
    303.1M -0.3 %
ROAA

.941

ROAE

8.768

Efficiency Ratio

58.789

Net Interest Margin

3.183

Balance Sheet Highlights
Financial Highlights First Keystone Community Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 982,948 784,148
Total Net Loans 515,025 559,183
Total Deposits 734,003 637,080
Total Equity 101,033 81,247
Profitability
Net Income 9,231 6,303
Return on Average Assets .941 .785
Return on Average Equity 8.768 7.431
Net Interest Margin 3.183 3.473
Efficiency Ratio 58.789 69.514
Noninterest Income/Revenue 13.968 18.146
Balance Sheet Ratios
Loan-to-Deposit 70.167 86.432
Securities/Assets .385 .178
Total Equity/Total Assets .103 .104
Tangible Equity/Tangible Assets .083 .094
Capital Adequacy
Tier 1 Common Capital 83,812 72,881
Tier 1 Capital 83,812 73,172
Tier 2 Capital 7,559 6,143
Total Capital 91,371 79,518
Total Risk Weighted Assets 641,800 578,873
Leverage Ratio 8.67 9.899
Common Equity Tier 1 Capital Ratio 13.06 13.811
Tier 1 Capital Ratio 13.06 13.878
Total Capital Ratio 14.24 15.103

Timeline for First Keystone Community Bank

Pocono Community Bank

Acquisition: First Keystone Community Bank acquired a new subsidiary, Pocono Community Bank, 16 years

View Profile Nov 01 2007

First Keystone Corporation

First Keystone Corporation became a new parent organization for First Keystone Community Bank.

View Profile Jul 02 1984

First Keystone Community Bank

First Keystone Community Bank was established 159 years ago and is currently headquartered in Berwick, PA.

Sep 23 1864
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pocono Community Bank Seller 127,359 Acquisition Discontinued 11/1/2007
Relationships Role Relationship Start Relationship End
First Keystone Corporation Parent 7/2/1984
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