Vitals
  • Total Assets
    1.0B 3.8 %
  • Total Deposits
    875.6M 4.6 %
  • Total Net Loans
    726.4M 8.2 %
  • Net Income
    10.2M 7.4 %
  • Book Value
    97.1M 7.2 %
  • Book Value x2
    194.2M 7.2 %
  • Book Value x3
    291.3M 7.2 %
ROAA

2.007

ROAE

21.5

Efficiency Ratio

39.399

Net Interest Margin

4.538

Balance Sheet Highlights
Financial Highlights Mercantile Southern Maryland Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 1,034,271 486,679
Total Net Loans 726,364 386,356
Total Deposits 875,596 380,946
Total Equity 97,084 54,214
Profitability
Net Income 10,229 5,081
Return on Average Assets 2.007 1.251
Return on Average Equity 21.5 12.118
Net Interest Margin 4.538 4.23
Efficiency Ratio 39.399 66.598
Noninterest Income/Revenue 13.059 13.202
Balance Sheet Ratios
Loan-to-Deposit 82.957 91.283
Securities/Assets .222 .316
Total Equity/Total Assets .094 .111
Tangible Equity/Tangible Assets .093 -.041
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 102,391 43,464
Tier 2 Capital 36,727 8,781
Total Capital 139,118 51,591
Total Risk Weighted Assets 789,464 373,589
Leverage Ratio 10.02 10.128
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.97 12.736
Total Capital Ratio 17.62 14.264

Timeline for Mercantile Southern Maryland Bank

Pnc Bank, National Association

Mercantile Southern Maryland Bank was acquired by Pnc Bank, National Association 16 years

View Profile Sep 15 2007

Pnc Financial Services Group, Inc., The

Pnc Financial Services Group, Inc., The became a new parent organization for Mercantile Southern Maryland Bank.

View Profile Mar 02 2007

The First National Bank Of St. Mary's At Leonardtown

Acquisition: Mercantile Southern Maryland Bank acquired a new subsidiary, The First National Bank Of St. Mary's At Leonardtown, 19 years

View Profile Jul 28 2004

Bank Of Southern Maryland

Acquisition: Mercantile Southern Maryland Bank acquired a new subsidiary, Bank Of Southern Maryland, 19 years

View Profile Jul 28 2004

B S M Holdings & Investments, Inc.

B S M Holdings & Investments, Inc. became a new subsidiary organization for Mercantile Southern Maryland Bank.

View Profile Jul 28 2004

Want to see more?

Complete timeline for Mercantile Southern Maryland Bank is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pnc Bank, National Association Buyer 43,244,081 Pooling of Interests Discontinued 9/15/2007
The First National Bank Of St. Mary's At Leonardtown Seller 414,898 Pooling of Interests Discontinued 7/28/2004
Bank Of Southern Maryland Seller 241,607 Pooling of Interests Discontinued 7/28/2004
Relationships Role Relationship Start Relationship End
Pnc Financial Services Group, Inc., The Parent 3/2/2007 9/14/2007
Mercantile Bankshares Corporation Parent 1/1/1982 3/1/2007
Msmb Holdings & Investments, Inc. Subsidary 6/1/1994 8/24/2007
B S M Holdings & Investments, Inc. Subsidary 7/28/2004 8/18/2004
Fnbsm Holdings & Investments, Inc. Subsidary 7/28/2004 8/18/2004
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