Vitals
  • Total Assets
    414.9M 4.2 %
  • Total Deposits
    342.5M 2.5 %
  • Total Net Loans
    245.3M 10.1 %
  • Net Income
    4.2M 0.9 %
  • Book Value
    42.7M -19.0 %
  • Book Value x2
    85.4M -19.0 %
  • Book Value x3
    128.1M -19.0 %
ROAA

2.028

ROAE

20.103

Efficiency Ratio

36.876

Net Interest Margin

4.552

Balance Sheet Highlights
Financial Highlights The First National Bank Of St. Mary's At Leonardtown All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 414,898 360,609
Total Net Loans 245,346 269,200
Total Deposits 342,514 311,867
Total Equity 42,687 33,347
Profitability
Net Income 4,204 3,304
Return on Average Assets 2.028 1.216
Return on Average Equity 20.103 12.747
Net Interest Margin 4.552 4.144
Efficiency Ratio 36.876 63.468
Noninterest Income/Revenue 12.518 16.131
Balance Sheet Ratios
Loan-to-Deposit 71.631 84.964
Securities/Assets .355 .396
Total Equity/Total Assets .103 .092
Tangible Equity/Tangible Assets .103 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 44,047 30,968
Tier 2 Capital 18,949 8,147
Total Capital 62,996 38,398
Total Risk Weighted Assets 242,648 263,926
Leverage Ratio 10.54 9.465
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.15 13.394
Total Capital Ratio 25.96 15.564

Timeline for The First National Bank Of St. Mary's At Leonardtown

Mercantile Southern Maryland Bank

The First National Bank Of St. Mary's At Leonardtown was acquired by Mercantile Southern Maryland Bank 19 years

View Profile Jul 28 2004

The First National Bank Of St. Mary's At Leonardtown

The First National Bank Of St. Mary's At Leonardtown became a new parent organization for The First National Bank Of St. Mary's At Leonardtown.

View Profile Jun 01 1994

The First National Bank Of St. Mary's At Leonardtown

The First National Bank Of St. Mary's At Leonardtown became a new subsidiary organization for The First National Bank Of St. Mary's At Leonardtown.

View Profile Jun 01 1994

Mercantile Bankshares Corporation

Mercantile Bankshares Corporation became a new parent organization for The First National Bank Of St. Mary's At Leonardtown.

View Profile Apr 01 1980

The First National Bank Of St. Mary's At Leonardtown

The First National Bank Of St. Mary's At Leonardtown was established 121 years ago and is currently headquartered in Leonardtown, MD.

Feb 09 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Southern Maryland Bank Buyer 1,034,271 Pooling of Interests Discontinued 7/28/2004
Relationships Role Relationship Start Relationship End
The First National Bank Of St. Mary's At Leonardtown Parent 6/1/1994 7/27/2004
Mercantile Bankshares Corporation Parent 9/30/1982 7/27/2004
Mercantile Bankshares Corporation Parent 4/1/1980 9/29/1982
The First National Bank Of St. Mary's At Leonardtown Subsidary 6/1/1994 7/27/2004
Similar Organizations
Organization City State Total Assets
New Omni Bank, National Association
 		Alhambra CA 416.5M
Athens Federal Community Bank National Association
 		Athens TN 426.0M
Bank Of Southern California, N.A.
 		San Diego CA 418.5M
Resource Bank, National Association
 		Dekalb IL 428.3M
The City National Bank Of Metropolis
 		Metropolis IL 399.6M
The National Capital Bank Of Washington
 		Washington DC 406.5M
The National Bank Of Georgia
 		Athens GA 415.3M
Stillman Banccorp N.A.
 		Stillman Valley IL 423.9M
Integrity First Bank, National Association
 		Mountain Home AR 432.4M
The Baraboo National Bank
 		Baraboo WI 412.0M