Vitals
  • Total Assets
    424.1M 23.2 %
  • Total Deposits
    377.5M 26.6 %
  • Total Net Loans
    330.2M 15.7 %
  • Net Income
    3.0M 57.4 %
  • Book Value
    44.6M 18.9 %
  • Book Value x2
    89.2M 18.9 %
  • Book Value x3
    133.9M 18.9 %
ROAA

.781

ROAE

7.77

Efficiency Ratio

67.203

Net Interest Margin

4.202

Balance Sheet Highlights
Financial Highlights Bank Of Southern California, N.A. All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 424,081 1,346,313
Total Net Loans 330,190 907,793
Total Deposits 377,529 1,084,972
Total Equity 44,621 169,778
Profitability
Net Income 3,009 12,577
Return on Average Assets .781 .955
Return on Average Equity 7.77 8.072
Net Interest Margin 4.202 3.784
Efficiency Ratio 67.203 64.937
Noninterest Income/Revenue 10.657 13.682
Balance Sheet Ratios
Loan-to-Deposit 87.461 83.983
Securities/Assets .011 .141
Total Equity/Total Assets .105 .126
Tangible Equity/Tangible Assets .101 .113
Capital Adequacy
Tier 1 Common Capital 43,630 147,337
Tier 1 Capital 43,630 147,552
Tier 2 Capital 2,970 11,893
Total Capital 46,600 160,236
Total Risk Weighted Assets 321,322 1,009,488
Leverage Ratio 10.4 11.256
Common Equity Tier 1 Capital Ratio 13.58 14.697
Tier 1 Capital Ratio 13.58 14.792
Total Capital Ratio 14.5 16.005

Timeline for Bank Of Southern California, N.A.

Frontier Bank, Fsb

Acquisition: Bank Of Southern California, N.A. acquired a new subsidiary, Frontier Bank, Fsb, 9 years

View Profile Nov 08 2014

Bank Of Southern California, N.A.

Bank Of Southern California, N.A. was established 22 years ago and is currently headquartered in San Diego, CA.

Dec 18 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frontier Bank, Fsb Seller 80,736 Failure 11/8/2014
Relationships Role Relationship Start Relationship End
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