Vitals
  • Total Assets
    80.7M -50.8 %
  • Total Deposits
    76.3M -51.6 %
  • Total Net Loans
    46.0M -44.8 %
  • Net Income
    -2605000.0000 -76.0 %
  • Book Value
    1.7M -51.1 %
  • Book Value x2
    3.4M -51.1 %
  • Book Value x3
    5.2M -51.1 %
ROAA

-3.881

ROAE

-126.22

Efficiency Ratio

248.625

Net Interest Margin

3.14

Balance Sheet Highlights
Financial Highlights Frontier Bank, Fsb All Insured Savings Banks in California
Balance Sheet $(000)
Total Assets 80,736 1,257,391
Total Net Loans 46,016 823,567
Total Deposits 76,344 996,140
Total Equity 1,721 132,778
Profitability
Net Income -2,605 9,871
Return on Average Assets -3.881 1.616
Return on Average Equity -126.22 -3.105
Net Interest Margin 3.14 3.143
Efficiency Ratio 248.625 86.175
Noninterest Income/Revenue 10.777 24.005
Balance Sheet Ratios
Loan-to-Deposit 60.275 82.183
Securities/Assets .127 .21
Total Equity/Total Assets .021 .106
Tangible Equity/Tangible Assets .021 .104
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,659 132,652
Tier 2 Capital 574 5,956
Total Capital 2,233 138,575
Total Risk Weighted Assets 44,355 641,506
Leverage Ratio 2.05 14.526
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 3.74 30.003
Total Capital Ratio 5.03 31

Timeline for Frontier Bank, Fsb

Bank Of Southern California, N.A.

Frontier Bank, Fsb was acquired by Bank Of Southern California, N.A. 9 years

View Profile Nov 08 2014

Western Community Bancshares Inc.

Western Community Bancshares Inc. became a new parent organization for Frontier Bank, Fsb.

View Profile Sep 30 2005

Frontier Bank, Fsb

Frontier Bank, Fsb was established 25 years ago and is currently headquartered in Palm Desert, CA.

Jun 08 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Southern California, N.A. Buyer 418,466 Failure 11/8/2014
Relationships Role Relationship Start Relationship End
Western Community Bancshares Inc. Parent 7/21/2011 11/7/2014
Western Community Bancshares Inc. Parent 9/30/2005 7/20/2011
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